643 Crestrose Dr, Howard, OH 43028 Property Records

Knox County property record for 643 Crestrose Dr, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 2004
Lot Size	0.447 acres (19,471 sqft)
Owner	Trust Name on Record
Last Sale	$189,900 (May 2019)
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Dec 2021 Refinance May 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-00161.000`

Property Details

APN / Parcel Number

Primary APN	`07-00161.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
1st Floor Area	1,058 sqft
Upper Floors Area	440 sqft
Basement Area	1,058 sqft
Unfinished Basement	618 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Lot Area	19,471 sqft (0.447 acres)
Lot Dimensions	300 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	643 CRESTROSE DR
City	HOWARD
State	OH
Zip	43028-9482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH RIDGE HEIGHTS LOT #161
Legal Subdivision	NORTH RIDGE HEIGHTS RECORDED
Legal Lot Number	161
Jurisdiction	KNOX OH
Township / Civil Division	BROWN
Census Block Group	1
Census Block	1012
Census Tract	6801

Owner

Source: Knox County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
May 2, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MTG
May 31, 2019	Warranty Deed, Transfer · VA Mortgage WINTRUST MTG
Nov 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST KNOX NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Jul 28, 2014 · Amount on Record
Deed Document Number	20193861
Deed Book / Page	1724 / 100
Last Transfer Date	Apr 4, 2024
Transfer Doc	0000002763
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012826
Date	Dec 21, 2021
Book Page	1898/618
Instrument	20210-00012826

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	May 2, 2024
Property Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Document Number	0000002763
Book / Page	2018 / 486
Instrument Date	Apr 4, 2024
Instrument	202400002763
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	643 CRESTMONTE DR, HOWARD, OH 43028-9442

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Document Number	0017640160
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CRESTROSE DR HOWARD OH 430289482, HOWARD, OH 43028-9482

Mortgage

Document Number	0017640160
Date	Feb 19, 2020
Book Page	001764/000160
Instrument	1290

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	May 31, 2019
Property Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Document Number	0017240100
Book / Page	001724 / 000100
Instrument Date	May 30, 2019
Instrument	3861
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 CRESTROSE DR HOWARD OH 430289482, HOWARD, OH 43028-9482

Mortgage

Document Number	17240102
Date	May 31, 2019
Book Page	001724/000102
Instrument	3862

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	643 CRESTROSE DR, HOWARD, OH 43028-9482
Document Number	0016960724
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 CRESTROSE DR HOWARD OH 430289482, HOWARD, OH 43028-9482

Mortgage

Document Number	0016960724
Date	Nov 7, 2018
Book Page	001696/000724
Instrument	9432

Lender

Name	FIRST KNOX NAT'L BK
Type	Bank
Address	MOUNT VERNON, OH 43050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 6, 2028

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Brown Township
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$244,620 (-) Land $12,790 Building $231,830
2025	$2,550.00 (-23.29%)	$85,620 (-) Land $4,480 Building $81,140
2024	$3,324.00 (-9.99%) Homeowner's exemption Senior Citizen's exemption	$85,620 (-) Land $4,480 Building $81,140
2023	$3,693.00 (+23.35%)	$85,620 (+42.01%) Land $4,480 Building $81,140	$244,620 (+42%) Land $12,790 Building $231,830
2022	$2,994.00	$60,290 Land $3,150 Building $57,140
2020			$172,270 Land $9,010 Building $163,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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