643 Crescent Rd, South Haven, MN 55382 Property Records

Stearns County property record for 643 Crescent Rd, South Haven, MN 55382

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,824 sqft · built 1977
Lot Size	16.2 acres (707,414 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Sep 2026)
Tax Bill	$4,060 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10399-0000`

Property Details

APN / Parcel Number

Primary APN	`19-10399-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	1,733 sqft
1st Floor Area	912 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1982
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	707,414 sqft (16.2 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	643 CRESCENT RD
City	SOUTH HAVEN
State	MN
Zip	55382-9287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16.24 A. SW4NE4NE4 & PART OF W2SE4NE4 LIES N OF S 970' THEREOF, ALSO FR .81 A. OF NW4NE4 SECTION 29 TOWNSHIP 122 RANGE 027
Legal Range	27W
Legal Township	122
Legal Section	29
Jurisdiction	STEARNS MN
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2085
Census Tract	11202

Owner

643 Crescent Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Stearns County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK
Jul 22, 2026	Affidavit, Transfer
Jul 22, 2026	Warranty Deed, Transfer STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Jul 22, 2026 · Amount on File
Deed Document Number	20261721387
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 22, 2026
Property Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287
Document Number	0001721387
Instrument Date	Sep 18, 2026
Instrument	20261721387
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TITLE SERVICES, CUSTOM TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,985.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287

Mortgage

Document Number	0001721387,
Date	Sep 22, 2026
Instrument	20261721387

Lender

Name	LIBERTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Jul 22, 2026
Property Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287
Document Number	0001717599
Instrument Date	Jul 22, 2026
Instrument	20261717599
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 22, 2026
Property Address	643 CRESCENT RD, SOUTH HAVEN, MN 55382-9287
Document Number	0001717600
Instrument Date	Jul 15, 2026
Instrument	20261717600
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	STEARNS COUNTY ABSTRACT AND TITLE COMPANY, STEARNS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount on Record
Tax	$154,984.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	10731 E TESLA AVE, MESA, AZ 85212-8663
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 643 Crescent Rd was $4,060.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	Annandale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00	$520,900 (+14.01%) Land $199,000 Building $321,900	$520,900 (+14.01%) Land $199,000 Building $321,900
2025		$456,900 Land $170,300 Building $286,600	$456,900 Land $170,300 Building $286,600
2023	$3,662.00	$443,400 Land $161,900 Building $281,500	$443,400 Land $161,900 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Crescent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Crescent Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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