Clare County property record for 643 Cour St, Clare, MI 48617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,027 sqft · built 1930 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,192 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-440-013-10 |
| Primary APN | 051-440-013-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,027 sqft Building Perimeter |
| 1st Floor Area | 884 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Ranch |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 115 ft deep x 148 ft wide |
| Garage Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 643 COUR ST |
|---|---|
| City | CLARE |
| State | MI |
| Zip | 48617-9471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R4W SEC 34 643 COUR ST LOTS 13-14 & S 48.5 FT OF LOT 15 HYSELLS SUB. |
| Legal Range | 04W |
| Legal Township | 17N |
| Legal Section | 34 |
| Legal Subdivision | HYSELLS SUB |
| Legal Lot Number | 13,14 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | CLARE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 600 |
643 Cour St is owned and occupied by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 COUR ST, CLARE, MI 48617-9471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 643 Cour St was $1,192 with a homeowner's exemption.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| Municipality | Clare City |
| Unified School District | Clare Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,500 (+22.56%) Land $13,000 Building $43,500 | $113,000 (+22.56%) Land $26,000 Building $87,000 | |
| 2025 | $1,192.00 Homeowner's exemption | $46,100 Land $13,000 Building $33,100 | $92,200 Land $26,000 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Cour St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Cour St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLARE serves 3,118 people · EPA ID MI0001420 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ISP Management Fixed Wireless | 100 / 20 |
May also be available: AT&T, Baraga Telephone Company.
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