Osceola County property record for 643 Cotulla Dr, Kissimmee, FL 34758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,617 sqft · built 2001 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Dec 2001) |
| Tax Bill | $3,401 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 25-26-28-6114-1407-0130 |
| Primary APN | 25-26-28-6114-1407-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| Gross Area | 2,086 sqft |
| 1st Floor Area | 1,617 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 87 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 49 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 643 COTULLA DR |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34758-3269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | POINCIANA V1 NBD 1S PB 3 PG 9 BLK 1407 LOT 13 1/27/28 |
| Legal Range | 28E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | POINCIANA VLG 1 NBHD 1 SOUTH |
| Legal Tract | 6114 |
| Legal Block | 1407 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41301 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 COTULLA DR, KISSIMMEE, FL 34758-3269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Apr 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2001 · Amount on Record |
| Deed Sale | Dec 12, 2001 · Amount on Record |
| Deed Book / Page | 1970 / 2500 |
| Last Transfer Date | Apr 9, 2018 |
| Transfer Doc | 0053141656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 643 COTULLA DR, KISSIMMEE, FL 34758-3269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 643 COTULLA DR, KISSIMMEE, FL 34758-3269 |
| Document Number | 0065320582 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 6532/582 |
| Instrument | 2024004187 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 10, 2018 |
| Property Address | 643 COTULLA DR, KISSIMMEE, FL 34758-3269 |
| Document Number | 0053141656 |
| Book / Page | 005314 / 001656 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 56109 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 COTULLA DR KISSIMMEE FL 347583269, KISSIMMEE, FL 34758-3269 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,401.00 (-1.16%) Homeowner's exemption | $234,900 (+231.91%) Land $50,000 Building $184,900 | $234,900 (-4.16%) Land $50,000 Building $184,900 |
| 2024 | $3,441.00 (+239.01%) | ||
| 2023 | $1,015.00 (-0.59%) Homeowner's exemption Disabled Person's exemption | $70,773 (+3%) | $245,100 (+14.11%) Land $48,000 Building $197,100 |
| 2022 | $1,021.00 Homeowner's exemption Disabled Person's exemption | $68,712 | $214,800 Land $37,000 Building $177,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 69.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 174 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 174 in force |
| Nearby Flood Claims | 8 (2016–2022) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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