San Diego County property record for 643 Corte Loren, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,989 sqft · built 1990 |
| Lot Size | 0.215 acres (9,376 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $757,000 (Nov 2018) |
| Tax Bill | $9,946 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-431-52-00 |
| Primary APN | 218-431-52-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,989 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 9,376 sqft (0.215 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 2183820500 |
|---|---|
| Street Address | 643 CORTE LOREN |
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-7317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 5 TR 012289 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 012289 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20039 |
643 Corte Loren is owned and occupied by two individuals who bought it in November 2018.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 CORTE LOREN, SAN MARCOS, CA 92069-7317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUIDANCE RESID'L |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI 2004-000054 LLC |
| Nov 5, 2018 | Grant Deed, Transfer · Conventional Mortgage 2004-000054 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2018 · Amount on File |
| Deed Sale | Nov 5, 2018 · Amount on File |
| Prior Sale | Dec 13, 1990 · Amount on File |
| Deed Document Number | 2018463176 |
| Prior Transfer Date | May 12, 2006 |
| Prior Transfer Doc | 0000348530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 643 CORTE LOREN, SAN MARCOS, CA 92069-7317 |
| Document Number | 0000231744 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 CORTE LOREN SAN MARCOS CA 920697317, SAN MARCOS, CA 92069-7317 |
| Document Number | 0000231744 |
|---|---|
| Date | May 7, 2020 |
| Instrument | 231744 |
| Name | GUIDANCE RESID'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 643 CORTE LOREN, SAN MARCOS, CA 92069-7317 |
| Document Number | 0000193325 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 643 CORTE LOREN SAN MARCOS CA 920697317, SAN MARCOS, CA 92069-7317 |
| Document Number | 0000193325 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 193325 |
| Name | 2004-000054 LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 5, 2018 |
| Property Address | 643 CORTE LOREN, SAN MARCOS, CA 92069-7317 |
| Document Number | 0000463176 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 463176 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 CORTE LOREN SAN MARCOS CA 920697317, SAN MARCOS, CA 92069-7317 |
| Document Number | 463177 |
|---|---|
| Date | Nov 5, 2018 |
| Instrument | 463177 |
| Name | 2004-000054 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2048 |
The 2025 property tax bill for 643 Corte Loren was $9,946 with a homeowner's exemption, up 5.4% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $861,332 (+2%) Land $409,616 Building $451,716 | |
| 2025 | $9,946.00 (+5.42%) Homeowner's exemption | $844,444 Land $401,585 Building $442,859 |
| 2024 | $9,435.00 (+1.87%) | |
| 2023 | $9,262.00 (+1.38%) Homeowner's exemption | $811,655 Land $385,992 Building $425,663 |
| 2022 | $9,136.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 643 Corte Loren in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Corte Loren is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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