DuPage County property record for 643 Commons Rd, Naperville, IL 60563 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,921 sqft · built 1998 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Aug 2018) |
| Tax Bill | $13,724 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-12-110-020 |
| Primary APN | 07-12-110-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,921 sqft Living Area |
| Gross Area | 4,208 sqft |
| 1st Floor Area | 1,497 sqft |
| 2nd Floor Area | 1,424 sqft |
| Basement Area | 1,287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 12.2 ft deep x 8.4 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 643 COMMONS RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-2488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY FARMS UNIT 5 ALL |
| Legal Subdivision | CENTURY FARMS |
| Legal Lot Number | 122 |
| Legal Unit | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 846405 |
Source: DuPage County records · APN 07-12-110-020
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 COMMONS RD, NAPERVILLE, IL 60563-2488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP |
| Aug 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2018 · Amount on Record |
| Deed Sale | Aug 09, 2018 · Amount on Record |
| Prior Sale | Aug 14, 2007 · Amount on Record |
| Deed Document Number | 201874537 |
| Prior Transfer Date | Sep 27, 2002 |
| Prior Transfer Doc | 0000296524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 643 COMMONS RD, NAPERVILLE, IL 60563-2488 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000156890 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | R2020-156890 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 643 COMMONS RD, NAPERVILLE, IL 60563-2488 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000097888 |
|---|---|
| Date | Oct 25, 2019 |
| Instrument | R2019-097888 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 09, 2018 |
| Property Address | 643 COMMONS RD, NAPERVILLE, IL 60563-2488 |
| Document Number | 0000074537 |
| Map Reference | DOCR98-117566 |
| Instrument Date | Jul 27, 2018 |
| Instrument | R2018-074537 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 643 COMMONS RD, NAPERVILLE, IL 60563-2488 |
| Investor | Possibly a Property Investor |
| Document Number | 0000074538 |
|---|---|
| Date | Aug 09, 2018 |
| Instrument | R2018-074538 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,724.00 (+21.52%) | $243,384 (+34.62%) Land $73,659 Building $169,725 | $730,152 (+34.62%) Land $220,977 Building $509,175 |
| 2022 | $11,294.00 Homeowner's exemption | $180,800 Land $54,310 Building $126,490 | $542,400 Land $162,930 Building $379,470 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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