643 Co Rd 1126, Troy, AL 36079 Property Records

Pike County property record for 643 Co Rd 1126, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,944 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$403 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37890`

Property Details

APN / Parcel Number

Primary APN	`37890`
Alternative APN	`55 09 03 05 0 000 004.001`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	37890
Street Address	643 COUNTY ROAD 1126
City	TROY
State	AL
Zip	36079-5741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	COM NE COR OF NW1/4 OF NE1/4 SEC 5 T10N R20E TH SW106.40 TO POB TH W210 TH S210 TO N ROW OF PIKE COUNTY ROAD 1126 TH ALG ROW
Jurisdiction	PIKE AL
Township / Civil Division	GOSHEN-SHADY GROVE
Census Block Group	1
Census Block	1039
Census Tract	188800

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 COUNTY ROAD 1126, TROY, AL 36079-5741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit MAX CU
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAX CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 1988
Deed Sale	Jan 20, 1988
Deed Document Number	0000154323
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	643 COUNTY ROAD 1126, TROY, AL 36079-5741
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 COUNTY ROAD 1126, TROY, AL 36079-5741

Mortgage

Document Number	MTG2025/7412
Date	Sep 24, 2025
Book Page	MTG 2025/7412

Lender

Name	MAX CU
Type	Credit Union
Address	MONTGOMERY, AL 36117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	643 COUNTY ROAD 1126, TROY, AL 36079-5741
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12000
Date	Oct 25, 2021
Book Page	2021/12000
Instrument	202112000

Lender

Name	MAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Unified School District	Pike County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$403.00 (+7.75%) Homeowner's exemption	$15,560 (+6.87%) Land $1,020 Building $14,540	$162,180 (+11.53%) Land $10,200 Building $151,980
2024	$374.00 (+2.47%) Homeowner's exemption	$14,560 (+2.25%) Land $860 Building $13,700	$145,420 (+2.19%) Land $8,500 Building $136,920
2023	$365.00 (+19.67%) Homeowner's exemption	$14,240 (+16.53%)	$142,300 (+16.52%) Land $8,500 Building $133,800
2022	$305.00 Homeowner's exemption	$12,220	$122,120 Land $8,000 Building $114,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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