San Diego County property record for 643 Clamath St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,220 sqft · built 1971 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $109,000 (Sep 1993) |
| Tax Bill | $2,850 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jan 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-181-27-00 |
| Primary APN | 579-181-27-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 7,500 sqft (0.172 acres) |
| View / Lot | Good |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 643 CLAMATH ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 18 LOTS 13 THRU 15 TR 002050 |
| Legal Subdivision | EAST SIDE ADD |
| Legal Tract | 002050 |
| Legal Block | 18 |
| Legal Lot Number | 13-15 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13909 |
Source: San Diego County records · APN 579-181-27-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 643 CLAMATH ST, SPRING VALLEY, CA 91977-5210 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| Jan 05, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 1993 · Amount on Record |
| Deed Sale | Sep 23, 1993 · Amount on Record |
| Prior Sale | Jan 18, 1984 · Amount on Record |
| Deed Document Number | 1993631156 |
| Last Transfer Date | Dec 14, 2016 |
| Transfer Doc | 0000005626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 643 CLAMATH ST, SPRING VALLEY, CA 91977-5210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 643 CLAMATH ST, SPRING VALLEY, CA 91977-5210 |
| Document Number | 0000579270 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-0579270 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 05, 2017 |
| Property Address | 643 CLAMATH ST, SPRING VALLEY, CA 91977-5210 |
| Document Number | 0000005626 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 5626 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 643 CLAMATH ST SPRING VALLEY CA 919775210, SPRING VALLEY, CA 91977-5210 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $188,934 (+2%) Land $65,241 Building $123,693 | |
| 2025 | $2,850.00 (+9.2%) Homeowner's exemption | $185,230 (+4.04%) Land $63,962 Building $121,268 |
| 2023 | $2,610.00 (+2.15%) Homeowner's exemption | $178,039 Land $61,479 Building $116,560 |
| 2022 | $2,555.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: California Internet, Verizon.
Based on FCC filings for 567 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Viejas Community System tribal government · serves 9,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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