643 Cheyenne Dr, Lowell, IN 46356 Property Records

Lake County property record for 643 Cheyenne Dr, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,704 sqft · built 1976
Lot Size	0.287 acres (12,495 sqft)
Owner	Individual Name on Record
Last Sale	$346,864 (Oct 2025)
Tax Bill	$2,349 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0168-0042`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0168-0042`
Alternative APNs	`45-19-22-428-002.000-038` `290401680042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,495 sqft (0.287 acres)
Lot Dimensions	147 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 CHEYENNE DR
City	LOWELL
State	IN
Zip	46356-1684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS UNIT 8 L. 42 97072743
Legal Subdivision	INDIAN HEIGHTS UNIT 8
Legal Lot Number	42
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3019
Census Tract	43401

Owner

Source: Lake County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	643 CHEYENNE DR, LOWELL, IN 46356-1684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZEN BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	2025539519
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	2005063161
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	643 CHEYENNE DR, LOWELL, IN 46356-1684
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037735
Date	Nov 12, 2021
Instrument	2021-537735

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 14, 2025
Property Address	643 CHEYENNE DR, LOWELL, IN 46356-1684
Document Number	0000039519
Map Reference	MB 41 PG 132
Instrument Date	Oct 8, 2025
Instrument	2025-539519
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CHEYENNE DR, LOWELL, IN 46356-1684

Mortgage

Document Number	0000039520
Date	Oct 14, 2025
Instrument	2025-539520

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 25, 2020
Property Address	643 CHEYENNE DR, LOWELL, IN 46356-1684
Document Number	0000086950
Map Reference	MB 41 PG 132
Instrument Date	Nov 10, 2020
Instrument	2020-086950
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTHWEST INDIANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CHEYENNE DR, LOWELL, IN 46356-1684

Mortgage

Document Number	0000086951
Date	Nov 25, 2020
Instrument	2020-086951

Lender

Name	CITIZEN BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,200 (+4.93%) Land $37,900 Building $211,300	$249,200 (+4.93%) Land $37,900 Building $211,300
2024	$2,349.00 (+10.28%)	$237,500 (+4.86%) Land $37,900 Building $199,600	$237,500 (+4.86%) Land $37,900 Building $199,600
2023		$226,500 (+6.34%) Land $37,900 Building $188,600	$226,500 (+6.34%) Land $37,900 Building $188,600
2022	$2,130.00 Homeowner's exemption	$213,000 Land $37,900 Building $175,100	$213,000 Land $37,900 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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