Jackson County property record for 643 Chester St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 990 sqft · built 1918 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,800 (Jan 2021) |
| Tax Bill | $1,420 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-139200000 |
| Primary APN | 6-139200000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Bungalow |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 129 ft deep x 31 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 643 CHESTER ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-2006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | N 31 FT OF LOT 21 BLK 5 CARR'S EAST ADD |
| Legal Subdivision | CARRS EAST ADD |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Legal Unit | 21 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1200 |
643 Chester St is owned and occupied by an individual who bought it in January 2021.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 CHESTER ST, JACKSON, MI 49203-2006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2021 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Feb 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2021 · Amount on File |
| Deed Sale | Jan 12, 2021 · Amount on File |
| Prior Sale | Feb 9, 2017 · Amount on File |
| Deed Document Number | 20212869855 |
| Deed Book / Page | 2177 / 565 |
| Prior Transfer Date | Feb 6, 2017 |
| Prior Transfer Doc | 0002760014 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Jan 12, 2021 |
| Property Address | 643 CHESTER ST, JACKSON, MI 49203-2006 |
| Document Number | 0002869855 |
| Book / Page | 002177 / 000565 |
| Instrument Date | Dec 29, 2020 |
| Instrument | 2869855 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CHESTER ST JACKSON MI 492032006, JACKSON, MI 49203-2006 |
| Document Number | 2869856 |
|---|---|
| Date | Jan 12, 2021 |
| Book Page | 002177/000566 |
| Instrument | 2869856 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Feb 9, 2017 |
| Property Address | 643 CHESTER ST, JACKSON, MI 49203-2006 |
| Document Number | 0002760014 |
| Book / Page | 002092 / 001226 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 2760014 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CHESTER ST |
The 2025 property tax bill for 643 Chester St was $1,420 with a homeowner's exemption, up 12.9% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,500 (+16.05%) | $81,000 (+16.05%) | |
| 2025 | $1,420.00 (+12.88%) | $34,900 | $69,800 |
| 2024 | $1,258.00 | ||
| 2023 | $25,100 | $50,200 | |
| 2022 | $1,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Chester St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (2009–2013) |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 Chester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, T-Mobile.
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