Luzerne County property record for 643 Charles Ave, Kingston, PA 18704
| Property Type | Single Family Home |
|---|---|
| Details | 2,045 sqft · built 1945 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,500 (May 2016) |
| Tax Bill | $5,563 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 34-G9SE2-023-007 |
| Primary APN | 34-G9SE2-023-007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,045 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Old Parcel Number | 34-G9SE2-023-007 |
|---|---|
| Street Address | 643 CHARLES AVE |
| City | KINGSTON |
| State | PA |
| Zip | 18704-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 34-5-975-D15-6 643 CHARLES ST |
| Legal Subdivision | YOUNG & LOVELAND |
| Legal Block | 23 |
| Legal Lot Number | 7 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | KINGSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 212800 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DEPOSIT AND DISCOUNT BANK |
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit WAYNE BANK |
| Feb 12, 2025 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit WAYNE BANK |
| Mar 20, 2019 | Deed of Trust, Mortgage · Line of Credit LUZERNE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on Record |
| Deed Sale | May 6, 2016 · Amount on Record |
| Prior Sale | Aug 29, 2008 · Amount on Record |
| Deed Document Number | 201623601 |
| Deed Book / Page | 3016 / 82679 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Jun 22, 2026 |
| Property Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Document Number | 0000033468 |
| Book / Page | 3026 / 142915 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202633468 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Document Number | 0000033468, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 3026/142915 |
| Instrument | 202633468 |
| Name | FIDELITY DEPOSIT AND DISCOUNT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 10, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Apr 22, 2026 |
| Property Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Document Number | 0000021991 |
| Book / Page | 3026 / 92524 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202621991 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TIGER ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Document Number | 0000021991, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 3026/92524 |
| Instrument | 202621991 |
| Name | WAYNE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2051 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000007442 |
|---|---|
| Date | Feb 12, 2025 |
| Book Page | 3025/29699 |
| Instrument | 202507442 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | LUZERNE, PA 18709 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | TIGER ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000067877 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 3025/284164 |
| Instrument | 202567877 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Address | HONESDALE, PA 18431 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 8, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 643 CHARLES AVE, KINGSTON, PA 18704-4805 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015379 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 3019/045918 |
| Instrument | 201915379 |
| Name | LUZERNE BANK |
|---|---|
| Type | Bank |
| Address | KINGSTON, PA 18704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Kingston Borough |
| Unified School District | Wyoming Valley West School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,563.00 Homeowner's exemption | $210,100 (-) Land $30,400 Building $179,700 | |
| 2025 | $5,563.00 (+0.36%) | $210,100 (-) Land $30,400 Building $179,700 | |
| 2024 | $5,543.00 (+1.74%) | $210,100 Land $30,400 Building $179,700 | |
| 2023 | $5,448.00 | ||
| 2009 | $210,100 Land $30,400 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 10 (1978–2021) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW HUNTSVILLE private · serves 11,987 people · EPA ID PA2409013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 40 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Frontier, Greenlight Networks, T-Mobile, Verizon.
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