643 Cepi Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 643 Cepi Dr, Chesterfield, MO 63005

Property Summary

Property TypeOffice Building
Details1 bd · 7,052 sqft · built 1996
Lot Size1.05 acres (45,738 sqft)
OwnerCompany Name on File
Tax Bill$22,779 (2024)
Deeds & MortgagesMay 2022 Mortgage
Sep 2017 Line of Credit
Flood ZoneZone X (reduced by levee)
APN17V-2-4-021-2

Property Details

APN / Parcel Number

Primary APN17V-2-4-021-2

Interior

Bedrooms1 Bed
Total Rooms11 Rooms
Stories1 Story
Building Area7,052 sqft Total Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Lot Area45,738 sqft (1.05 acres)
Lot Dimensions220 ft deep x 224 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address643 CEPI DR
CityCHESTERFIELD
StateMO
Zip63005-1221
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code105M3
Legal DescriptionCHESTERFIELD EXECUTIVE PARK AMENDED 2 1 85
Legal SubdivisionCHESTERFIELD EXECUTIVE PARK AMENDED
Legal Lot Number11
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group4
Census Block4040
Census Tract221629

Owner

Source: St. Louis County records · APN 17V-2-4-021-2

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address641 CEPI DR, CHESTERFIELD, MO 63005-1221
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST COMMUNITY CU
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
FIRST CMNTY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2007
Deed SaleNov 13, 2007
Deed Document Number2007111300487
Deed Book / Page17666 / 0321
Prior Transfer DateSep 06, 2007
Prior Transfer Doc701
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address643 CEPI DR, CHESTERFIELD, MO 63005-1221
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CEPI DR, CHESTERFIELD, MO 63005-1221

Mortgage

Document Number2022053100473
DateMay 31, 2022
Instrument2022053100473
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address641 CEPI DR, CHESTERFIELD, MO 63005-1221
Document Number0226961835
Book / Page022696 / 001835
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedSep 21, 2017
Title CompanyCLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address641 CEPI DR CHESTERFIELD MO 630051221, CHESTERFIELD, MO 63005-1221

Mortgage

Document Number0226961835
DateSep 15, 2017
Book Page022696/001835
Instrument403
Lender
NameFIRST CMNTY FCU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueSep 14, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityChesterfield City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$338,340 (+33.48%) Land $166,850 Building $171,490$1,057,300 (+33.48%) Land $521,400 Building $535,900
2024$22,779.00 (+2.14%)
2023$22,301.00$253,470 Land $166,850 Building $86,620$792,100 Land $521,400 Building $270,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892216294, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 159 policies
Nearby Flood Policies159 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20
Brown Dog Networks
Fixed Wireless
50 / 10

May also be available: AT&T, Spectrum, Verizon.

Based on FCC filings for 32 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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