643 Central Valley Rd, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 643 Central Valley Rd, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	1,370 sqft · built 2012
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$379,000 (Jan 2024)
Tax Bill	$1,137 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-065.00-000`

Property Details

APN / Parcel Number

Primary APN	`047-065.00-000`
Alternative APNs	`047 06500` `R0026116`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	128 ft deep x 163 ft wide
Porch	Patio
Porch Area	360 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	R0026116
Street Address	643 CENTRAL VALLEY RD
City	MURFREESBORO
State	TN
Zip	37129-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	163.5 X 128 IRR
Jurisdiction	RUTHERFORD TN
Township / Civil Division	3
Census Block Group	1
Census Block	1003
Census Tract	41000

Owner

643 Central Valley Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Document Number	20242529309
Deed Book / Page	2406 / 3217
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jan 22, 2024
Property Address	643 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7645
Document Number	0024063217
Book / Page	2406 / 3217
Instrument Date	Jan 18, 2024
Instrument	2529309
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	TRINITY TITLE/TX LLC, TRINITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 CENTRAL VALLEY RD, MURFREESBORO, TN 37129-7645

Mortgage

Document Number	0002529310
Date	Jan 22, 2024
Instrument	2529310

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 643 Central Valley Rd was $1,137.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,575 (+13.31%) Land $16,275 Building $53,300	$278,300 Land $65,100 Building $213,200
2025	$1,137.00	$61,400 Land $10,125 Building $51,275
2023	$1,152.00	$61,400 Land $10,125 Building $51,275	$245,600 (+1.36%) Land $40,500 Building $205,100
2022			$242,300 Land $37,200 Building $205,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 Central Valley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Central Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20