643 Central Ave, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 643 Central Ave, Dunkirk, NY 14048 · Last verified May 2026

Property Highlights

Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Year Built	Built 1869
Square Footage	6,382 sqft Gross Area
Lot Size	15,537 sqft (0.356 acres)
Occupancy	Owner Occupied
Last Sale	$57,000 (2024)
Tax Bill	$4,758.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`060300 79.18-4-46`
Alternative APNs	`03000790180004046000` `030021720`

Interior

Building Area	6,382 sqft Gross Area
Basement Area	1,998 sqft Basement
Unfinished Basement	1,998 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Lot Area	15,537 sqft (0.356 acres)
Depth X Width	193 ft x 80.5 ft Depth x Width
Porch Area	344 sqft Porch

Utilities and HVAC

Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	030021720
Street Address	643 CENTRAL AVE
City	DUNKIRK
State	NY
Zip	14048-2516
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	80.5 X 193 IRR. RES.; OLD APN: 060300 54-1-1
Legal Block	4
Legal Lot Number	46.000
Jurisdiction	CHAUTAUQUA NY
Minor Civil Division	DUNKIRK
Census Blockgroup	3
Census Block	3000
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 79.18-4-46

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 CENTRAL AVE, DUNKIRK, NY 14048-2516
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Doc Number	20242892
Record Refreshed	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	643 CENTRAL AVE, DUNKIRK, NY 14048-2516
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2022004866
Date	Nov 22, 2022
Instrument	MT2022004866

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,758.00	$118,200 (-) Land $15,200 Building $103,000	$268,636 (+25%) Land $34,545 Building $234,091
2023		$118,200 (-) Land $15,200 Building $103,000	$214,909 (+14.55%) Land $27,636 Building $187,273
2022		$118,200 Land $15,200 Building $103,000	$187,619 Land $24,127 Building $163,492

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.