Kenton County property record for 643 Cardinal Dr, Taylor Mill, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jul 2020) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Jul 2020 Sale Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-40-00-239.00 |
| Primary APN | 057-40-00-239.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Finished Area |
| Gross Area | 1,722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 324 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 643 CARDINAL DR |
|---|---|
| City | TAYLOR MILL |
| State | KY |
| Zip | 41015-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T L HORTON LOT 7 |
| Legal Subdivision | HORTON (THOMAS L) |
| Legal Lot Number | 7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 65300 |
643 Cardinal Dr is owned and occupied by an individual who bought it in July 2020.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 CARDINAL DR, TAYLOR MILL, KY 41015-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2020 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES |
| Apr 3, 2018 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on File |
| Deed Sale | Jul 24, 2020 · Amount on File |
| Prior Sale | Apr 3, 2018 · Amount on File |
| Deed Document Number | 20205900130 |
| Deed Book / Page | 33 / 499 |
| Prior Transfer Date | May 11, 2005 |
| Prior Transfer Doc | 0005900061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 24, 2020 |
| Property Address | 643 CARDINAL DR, TAYLOR MILL, KY 41015-2001 |
| Document Number | 0000000130 |
| Book / Page | 000033 / 000499 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 130 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CARDINAL DR TAYLOR MILL KY 410152001, TAYLOR MILL, KY 41015-2001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 3, 2018 |
| Property Address | 643 CARDINAL DR, TAYLOR MILL, KY 41015-2001 |
| Document Number | 0000000188 |
| Book / Page | 0I4088 / 000155 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 188 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 CARDINAL DR TAYLOR MILL KY 410152001, TAYLOR MILL, KY 41015-2001 |
| Document Number | 189 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 0I4088/000158 |
| Instrument | 189 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2048 |
The 2025 property tax bill for 643 Cardinal Dr was $1,980.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Taylor Mill City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,800 (-) Land $40,000 Building $159,800 | $199,800 (-) Land $40,000 Building $159,800 | |
| 2025 | $1,980.00 | $199,800 Land $40,000 Building $159,800 | $199,800 Land $40,000 Building $159,800 |
| 2023 | $1,972.00 | $185,000 Land $30,000 Building $155,000 | $185,000 Land $30,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Cardinal Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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