Indian River County property record for 643 Capon Ter, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,273 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (May 2018) |
| Tax Bill | $2,770 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-24-00001-2600-00026.0 |
| Primary APN | 31-38-24-00001-2600-00026.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| Gross Area | 2,191 sqft |
| 1st Floor Area | 1,273 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 342 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 775 sqft |
| Pool Area | 330 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 588 sqft |
| Patio Area | 618 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 643 CAPON TER |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT NO 10 BLK 260 LOT 26 & W 1/2 OF LOT 27 PBI 6-37C |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 10 |
| Legal Block | 260 |
| Legal Lot Number | 26 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 50809 |
643 Capon Ter is owned and occupied by two individuals who acquired it in October 2023.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 SHARON DR, MELBOURNE, FL 32935-6791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| May 18, 2018 | Warranty Deed, Transfer · Conventional with PMI PARKSIDE LNDG |
| Dec 4, 2017 | Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on File |
| Deed Sale | May 18, 2018 · Amount on File |
| Prior Sale | Dec 4, 2017 · Amount on File |
| Deed Document Number | 201830597 |
| Deed Book / Page | 3117 / 1496 |
| Last Transfer Date | Oct 13, 2023 |
| Transfer Doc | 0036551252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Document Number | 0036551252 |
| Book / Page | 3655 / 1252 |
| Map Reference | MB 6 PG 37 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 3120230051509 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Name | Verified Name |
|---|---|
| Address | 265 DESOTO PKWY, SATELLITE BEACH, FL 32937-3330 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Document Number | 0034811675 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 3481/1675 |
| Instrument | 3120210077686 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033032448 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 3303/2448 |
| Instrument | 3120200029269 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 18, 2018 |
| Property Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Document Number | 0031171496 |
| Book / Page | 003117 / 001496 |
| Instrument Date | May 17, 2018 |
| Instrument | 30597 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 643 CAPON TER SEBASTIAN FL 329585942, SEBASTIAN, FL 32958-5942 |
| Document Number | 31171498 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 003117/001498 |
| Instrument | 30598 |
| Name | PARKSIDE LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94103 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 4, 2017 |
| Property Address | 643 CAPON TER, SEBASTIAN, FL 32958-5942 |
| Document Number | 0030742489 |
| Book / Page | 003074 / 002489 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 69396 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ALLIANCE TITLE TREASURE COAST |
| Amount | Amount on Record |
|---|---|
| Tax | $980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 231 OCEAN BEACH TRL VERO BEACH FL 329635024, VERO BEACH, FL 32963-5024 |
The 2025 property tax bill for 643 Capon Ter was $2,770 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 Homeowner's exemption | $175,568 | $287,719 Land $72,250 Building $215,469 |
| 2023 | $2,260.00 (+9.07%) | $164,580 (+6.6%) | $280,520 (+25.46%) Land $68,000 Building $212,520 |
| 2022 | $2,072.00 | $154,388 | $223,602 Land $38,250 Building $185,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Capon Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Capon Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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