643 Cambridge Dr, Richardson, TX 75080 Property Records

Dallas County property record for 643 Cambridge Dr, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,704 sqft · built 1963
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on File
Last Sale	$372,400 (Dec 2021)
Tax Bill	$10,763 (2025)
Deeds & Mortgages	Oct 2023 Sale Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-12950-002-006-0000`

Property Details

APN / Parcel Number

Primary APN	`42-12950-002-006-0000`
Alternative APN	`421295000200600`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,704 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	120 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	421295000200600
Street Address	643 CAMBRIDGE DR
City	RICHARDSON
State	TX
Zip	75080-3373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	PARKVIEW ESTATES 4 BLK 2 LT 6 INT202300202395 DD10032023 CO-DC 1295000200600 3CR12950002
Legal Subdivision	PARKVIEW ESTATES 4
Legal Tract	12950
Legal Block	2
Legal Lot Number	6
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1014
Census Tract	19211

Owner

643 Cambridge Dr is owned by two individuals who bought it in December 2021.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	913 FINCHER TRL, ARGYLE, TX 76226-4927
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer TRUE TITLE, TRULY TITLE
Dec 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Nov 25, 2014
Deed Document Number	2021375930
Prior Transfer Date	Jul 28, 2004
Prior Transfer Doc	2004006451
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Oct 3, 2023
Property Address	643 CAMBRIDGE DR, RICHARDSON, TX 75080-3373
Document Number	0000202395
Map Reference	VOL 47 PG 181
Instrument Date	Oct 3, 2023
Instrument	202300202395
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	TRUE TITLE, TRULY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12808 W RIVER VALLEY RD, YORKTOWN, IN 47396-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 FINCHER TRL, ARGYLE, TX 76226-4927

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 17, 2021
Property Address	643 CAMBRIDGE DR, RICHARDSON, TX 75080-3373
Document Number	0000375930
Map Reference	VOL 47 PG 181
Instrument Date	Dec 13, 2021
Instrument	202100375930
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	643 CAMBRIDGE DR, RICHARDSON, TX 75080-3373

Mortgage

Document Number	0000375931
Date	Dec 17, 2021
Instrument	202100375931

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 643 Cambridge Dr was $10,763 with an additional exemption, up % from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,390 (-) Land $115,500 Building $377,890	$493,390 (-) Land $115,500 Building $377,890
2025	$10,763.00 (+0.05%)	$493,390 Land $115,500 Building $377,890	$493,390 Land $115,500 Building $377,890
2024	$10,758.00 (-2.02%)
2023	$10,980.00 (-8.39%)	$488,190 Land $70,000 Building $418,190	$488,190 Land $70,000 Building $418,190
2022	$11,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Cambridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 Cambridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, Hotwire Communications.

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