Forsyth County property record for 643 Cam Cir, High Point, NC 27265
| Property Type | Single Family Home |
|---|---|
| Details | 10 bd · 7 ba · 3,987 sqft · built 2022 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $358,000 (Oct 2022) |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6892-09-9725.00 |
| Primary APN | 6892-09-9725.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,987 sqft Living Area |
| 1st Floor Area | 2,666 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 360 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 643 CAM CIR |
|---|---|
| City | HIGH POINT |
| State | NC |
| Zip | 27265-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS20 |
| Legal Description | JOYCE COMMONS LO:043 PH:1 BL:6690 PL:74-22 |
| Legal Subdivision | JOYCE COMMONS |
| Legal Block | 6690 |
| Legal Lot Number | 43 |
| Jurisdiction | FORSYTH NC |
| Township / Civil Division | ABBOTTS CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3313 |
Source: Forsyth County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 CAM CIR, HIGH POINT, NC 27265-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Oct 27, 2022 | Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Deed Document Number | 202248805 |
| Deed Book / Page | 3725 / 1844 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH NC |
| Property Address | 643 CAM CIR, HIGH POINT, NC 27265-1160 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 643 CAM CIR, HIGH POINT, NC 27265-1160 |
| Document Number | 0038963981 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 3896/3981 |
| Instrument | 2025041670 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH NC |
| Recording Date | Oct 27, 2022 |
| Property Address | 643 CAM CIR, HIGH POINT, NC 27265-1160 |
| Document Number | 0037251844 |
| Book / Page | 3725 / 1844 |
| Map Reference | MB 74 PG 22 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022048805 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $716.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 CLAYTON RD, MARYVILLE, TN 37804-5550 |
| Name | Verified Name |
|---|---|
| Address | 643 CAM CIR, HIGH POINT, NC 27265-1160 |
| Document Number | 2022048806 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022048806 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Forsyth County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Forsyth County |
| Municipality | High Point City |
| Unified School District | Forsyth County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,336.00 (+30.01%) | $411,700 (+757.71%) Land $56,500 Building $355,200 | $411,700 (+757.71%) Land $56,500 Building $355,200 |
| 2024 | $3,335.00 (-13.22%) | ||
| 2023 | $3,843.00 | $48,000 Land $48,000 | $48,000 Land $48,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1983) |
| Most Recent Claim | Jun 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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