Louisa County property record for 643 Busbees Point Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,626 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $14,484 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46 15 1 |
| Primary APN | 46 15 1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,626 sqft Living Area |
| 1st Floor Area | 2,662 sqft |
| Basement Area | 2,662 sqft |
| Finished Basement | 1,863 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,416 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 297 sqft |
| Deck Area | 186 sqft |
| Patio Area | 708 sqft |
| Boat House | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1086 |
|---|---|
| Street Address | 643 BUSBEES POINT RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PLUM TREE & MOODY BAR W SUBD LOT 1 PLAT 762/951 DB 1680/623 2.009 AC |
| Legal Subdivision | MOODY BAR W SUBD |
| Legal Lot Number | 1 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950101 |
Source: Louisa County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 57 CARRIAGE HILL DR, FREDERICKSBURG, VA 22405-5625 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit VIRGINIA PARTNERS BANK |
| Jun 24, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Jun 5, 2020 | Deed of Trust, Mortgage COMMUNITY BK/THE CHESAPEAKE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 643 BUSBEES POINT RD, BUMPASS, VA 23024-4810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000987 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 1495/0373 |
| Instrument | 170000987 |
| Name | VIRGINIA PARTNERS BANK |
|---|---|
| Address | FREDERICKSBURG, VA 22404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jun 24, 2020 |
| Property Address | 643 BUSBEES POINT RD, BUMPASS, VA 23024-4810 |
| Document Number | 0000005643 |
| Book / Page | 001680 / 000623 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 5643 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10430 COURTHOUSE RD SPOTSYLVANIA VA 225531746, SPOTSYLVANIA, VA 22553-1746 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 643 BUSBEES POINT RD, BUMPASS, VA 23024-4810 |
| Document Number | 0000005112 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 643 BUSBEES POINT RD MINERAL VA 23117, MINERAL, VA 23117 |
| Document Number | 0000005112 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 001677/000733 |
| Instrument | 5112 |
| Name | COMMUNITY BK/THE CHESAPEAKE |
|---|---|
| Address | 3035 LEONARDTOWN RD, WALDORF, MD 20601-3112 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jun 8, 2045 |
Source: Louisa County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,226,376 (+10.67%) Land $338,000 Building $1,888,376 | $2,226,376 (+10.67%) Land $338,000 Building $1,888,376 | |
| 2025 | $14,484.00 (+11.53%) | $2,011,700 (+22.44%) Land $338,000 Building $1,673,700 | $2,011,700 (+22.44%) Land $338,000 Building $1,673,700 |
| 2024 | $12,987.00 (+171.24%) | ||
| 2023 | $1,643,000 Land $280,800 Building $1,362,200 | ||
| 2022 | $4,788.00 | $1,643,000 Land $280,800 Building $1,362,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
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