643 Broadway St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 643 Broadway St, Lowell, MA 01854

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Tax Bill	$16,814 (2026)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M05640`

Property Details

APN / Parcel Number

Primary APN	`M05640`
Alternative APNs	`LOWE M:119 B:795 L:643` `M:000119 T:M05640`

Interior

Units	3 Units
Basement Area	360 sqft
Unfinished Basement	360 sqft

Exterior

Architectural Style	Triplex
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	M05640
Street Address	643 BROADWAY ST
City	LOWELL
State	MA
Zip	01854-3217
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	TTF
Legal Block	795
Legal Lot Number	643
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1010
Census Tract	310700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowell National Historical Park listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

643 Broadway St, a residential property, is held in a trust since May 2021.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	40 NASHUA RD, DRACUT, MA 01826-4339
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2021
Transfer Doc	036551-131
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Nov 24, 2021
Property Address	643 BROADWAY ST, LOWELL, MA 01854-3217
Document Number	036551-131
Book / Page	36551 / 131
Instrument Date	May 21, 2021
Instrument	68629
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 NASHUA RD, DRACUT, MA 01826-4339

Tax Assessment & Valuation

The 2026 property tax bill for 643 Broadway St was $16,814, up 4.8% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,814.00 (+4.81%)	$1,481,400 (+6%) Land $88,300 Building $1,393,100	$566,041
2025	$16,043.00 (+3.19%)	$1,397,500 (+7.06%) Land $88,300 Building $1,309,200
2024	$15,547.00 (+0.6%)	$1,305,400 (+4.91%) Land $88,300 Building $1,217,100
2023	$15,454.00	$1,244,300 Land $88,300 Building $1,156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Broadway St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 643 Broadway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880