Grainger County property record for 643 Bowen Rd, Rutledge, TN 37861 · Last verified February 2026
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 820 sqft · built 1969 |
| Lot Size | 21.6 acres (940,896 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $380 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029051 00300 |
| Primary APN | 029051 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 820 sqft Living Area |
| 1st Floor Area | 820 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 940,896 sqft (21.6 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 643 BOWEN RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Legal Subdivision | MYERS EST |
| Legal Lot Number | 1 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 500402 |
Source: Grainger County records · APN 029051 00300
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 657 BOWEN RD, RUTLEDGE, TN 37861-5455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2009 |
| Deed Sale | Aug 14, 2009 |
| Deed Document Number | 0000311258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 643 BOWEN RD, RUTLEDGE, TN 37861-5455 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3139 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 366/191 |
| Instrument | 17003139 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RUTLEDGE, TN 37861 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 09, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 09, 2022 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 8.88% |
| Index | 5-Year CMT |
| Margin | 5 |
| Max Rate | 11.8% |
Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 Additional exemption filed | $16,150 (-) Land $6,325 Building $9,825 | |
| 2024 | $380.00 Additional exemption filed | $16,150 (-) Land $6,325 Building $9,825 | |
| 2023 | $380.00 (+2.43%) Additional exemption filed | $16,150 (-) Land $6,325 Building $9,825 | |
| 2022 | $371.00 | $16,150 Land $6,325 Building $9,825 | |
| 2021 | $133,000 Land $93,700 Building $39,300 |
Source: FEMA National Flood Hazard Layer, Grainger County (47057C), updated December 16, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 61% of the US · above 83% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 578 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Foursight Communications | Fiber | 8,000 / 8,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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