643 Boston St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 643 Boston St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,302 sqft · built 1960
Lot Size	0.116 acres (5,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Aug 2026)
Tax Bill	$6,127 (2026)
Deeds & Mortgages	Aug 2026 Sale Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-340-009`

Property Details

APN / Parcel Number

Primary APN	`021-340-009`
Alternative APNs	`LYNN M:021 B:340 L:009` `B:021 L:340 S:009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
Gross Area	2,690 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,062 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	021-340-009
Street Address	643 BOSTON ST
City	LYNN
State	MA
Zip	01905-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	340
Legal Lot Number	9
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3002
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 BOSTON ST, LYNN, MA 01905-1953
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Quit Claim Deed, Transfer
Mar 15, 2023	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Nov 15, 2022	Quit Claim Deed, Construction Loan · Construction Mortgage APEX CAPITAL LLC
Mar 9, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	2026668264
Prior Transfer Date	Aug 20, 2026
Prior Transfer Doc	0000668264
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 21, 2026
Property Address	643 BOSTON ST, LYNN, MA 01905-1953
Document Number	0000668264
Instrument Date	Aug 20, 2026
Instrument	2026668264
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 BOSTON ST, LYNN, MA 01905-1953

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 15, 2023
Property Address	643 BOSTON ST, LYNN, MA 01905-1953
Document Number	0000643106
Instrument Date	Mar 14, 2023
Instrument	643106
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 BOSTON ST, LYNN, MA 01905-1953

Mortgage

Document Number	0000643107
Date	Mar 15, 2023
Instrument	643107

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2022: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 15, 2022
Property Address	643 BOSTON ST, LYNN, MA 01905-1953
Document Number	0000640763
Instrument Date	Nov 14, 2022
Instrument	640763
Transaction Type	Construction Loan
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 S COMMON ST APT 204, 204, LYNN, MA 01902-4528

Mortgage

Document Number	0000640765
Date	Nov 15, 2022
Instrument	640765

Lender

Name	APEX CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 9, 2022
Property Address	643 BOSTON ST, LYNN, MA 01905-1953
Document Number	0000634501
Instrument Date	Mar 4, 2022
Instrument	634501
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 SARATOGA ST, EAST BOSTON, MA 02128-4773

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,127.00 (+8.54%)	$594,900 (+9.18%) Land $189,900 Building $405,000	$648,105 (+6.13%)
2025	$5,645.00 (+6.39%)	$544,900 (+8.14%) Land $180,800 Building $364,100	$610,660
2024	$5,306.00 (+19.5%)	$503,900 (+26.54%) Land $168,100 Building $335,800
2023	$4,440.00	$398,200 Land $185,900 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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