643 Birch Ln S, Shoreview (Saint Paul), MN 55126 Property Records

Ramsey County property record for 643 Birch Ln S, Shoreview, MN 55126

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,476 sqft · built 1959
Lot Size0.712 acres (31,000 sqft)
Owner2 Individual Names on File
Tax Bill$6,452 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11-30-23-44-0024

Property Details

APN / Parcel Number

Primary APN11-30-23-44-0024
Alternative APNs
  • 8216788
  • 248166

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,476 sqft Living Area
1st Floor Area2,624 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialConcrete
Construction TypeConcrete
Lot Area31,000 sqft (0.712 acres)
Lot Dimensions310 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number248166
Street Address643 BIRCH LN S
CitySAINT PAUL
StateMN
Zip55126-1210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRCH LANE,RAMSEY CO., MINN. SUBJ TO ST THE W 1OO FT OF E 274 FT OF LOT 6
Legal Range23
Legal Township30
Legal Section11
Legal SubdivisionBIRCH LANE,RAMSEY CO., MINN.
Legal Lot Number6
JurisdictionRAMSEY MN
Township / Civil DivisionSHOREVIEW
Census Block Group1
Census Block1013
Census Tract40707

Owner

643 Birch Ln S is owned and occupied by two individuals.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address643 BIRCH LN S, SAINT PAUL, MN 55126-1210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address643 BIRCH LN S, SHOREVIEW, MN 55126-1210
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04907028
DateSep 13, 2021
InstrumentA04907028
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address643 BIRCH LN S, SHOREVIEW, MN 55126-1210
Document Number0004804162
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address643 BIRCH LN S SHOREVIEW MN 551261210, SHOREVIEW, MN 55126-1210

Mortgage

Document Number0004804162
DateMar 30, 2020
Instrument4804162
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 643 Birch Ln S was $6,452.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityShoreview City
Unified School DistrictMounds View Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,800 Land $126,000 Building $380,800$506,800 Land $126,000 Building $380,800
2025$6,452.00
2023$5,680.00$453,000 Land $126,000 Building $327,000$453,000 Land $126,000 Building $327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Birch Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Birch Ln S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemShoreview
serves 26,750 people · EPA ID MN1620020
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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