643 Bent Tree Rd, Maggie Valley, NC 28751 Property Records

Haywood County property record for 643 Bent Tree Rd, Maggie Valley, NC 28751

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 888 sqft · built 2000
Lot Size	2.24 acres (97,618 sqft)
Owner	2 Individual Names on File
Last Sale	$546,500 (Apr 2026)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7677-03-4417`

Property Details

APN / Parcel Number

Primary APN	`7677-03-4417`
Alternative APNs	`7677032145` `263300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	888 sqft Heated Area
Gross Area	2,176 sqft
1st Floor Area	888 sqft
Upper Floors Area	200 sqft
Basement Area	296 sqft
Unfinished Basement	296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Asphalt
Lot Area	97,618 sqft (2.24 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	263300
Street Address	643 BENT TREE RD
City	MAGGIE VALLEY
State	NC
Zip	28751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	643 BENT TREE RD #1
Legal Subdivision	SHEEPBACK MOUNTAIN ESTATES
Legal Tract	1
Legal Unit	1
Jurisdiction	HAYWOOD NC
Township / Civil Division	IVY HILL
Census Block Group	1
Census Block	1008
Census Tract	920701

Owner

643 Bent Tree Rd is owned by two individuals who bought it in April 2026.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 HALBERT CHURCH RD, ETHELSVILLE, AL 35461-3160
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL SERVICES INC
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Sep 25, 2020 · Amount on File
Deed Document Number	20263384
Deed Book / Page	1151 / 1325
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0008021938
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Apr 23, 2026
Property Address	643 BENT TREE RD, MAGGIE VALLEY, NC 28751
Document Number	0000003384
Book / Page	1151 / 1325
Instrument Date	Apr 15, 2026
Instrument	2026.3384
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 HALBERT CHURCH RD, ETHELSVILLE, AL 35461-3160
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003385,
Date	Apr 23, 2026
Book Page	1151/1328
Instrument	2026.3385

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 25, 2020
Property Address	643 BENT TREE RD, MAGGIE VALLEY, NC 28751
Document Number	0010081211
Book / Page	1008 / 1211
Map Reference	CAB C SL 5861
Instrument Date	Sep 24, 2020
Instrument	2020009637
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 SUGAR MILL DR, 103, NEW SMYRNA BEACH, FL 32168-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 DANCING WATER DR, WINTER SPRINGS, FL 32708-0018

Mortgage

Document Number	0010081214
Date	Sep 25, 2020
Instrument	1008/1214

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 11, 2019
Property Address	643 BENT TREE RD, MAGGIE VALLEY, NC 28751
Document Number	0009761722
Book / Page	000976 / 001722
Instrument Date	Jul 11, 2019
Instrument	5981
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$589.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1031 SUGAR MILL DR NEW SMYRNA BEACH FL 321682038, NEW SMYRNA BEACH, FL 32168-2038

Tax Assessment & Valuation

The 2025 property tax bill for 643 Bent Tree Rd was $1,968.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,400 (-) Land $55,700 Building $222,700
2025	$1,968.00	$278,400 Land $55,700 Building $222,700	$278,400 Land $55,700 Building $222,700
2023		$268,400 Land $55,700 Building $212,700	$268,400 Land $55,700 Building $212,700
2021			$268,400 Land $55,700 Building $212,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 643 Bent Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Bent Tree Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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