643 Ben Ct, Graham, NC 27253 Property Records

Alamance County property record for 643 Ben Ct, Graham, NC 27253

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 2009
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2021)
Tax Bill	$1,094 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8874825350`

Property Details

APN / Parcel Number

Primary APN	`8874825350`
Alternative APNs	`170281` `704162`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	704162
Street Address	643 BEN CT
City	GRAHAM
State	NC
Zip	27253-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 7
Legal Description	ENFIELD SUBD PH 3 LOT 37 169-683-143
Legal Subdivision	ENFIELD SUBD
Legal Phase	3
Legal Lot Number	37
Jurisdiction	ALAMANCE NC
Township / Civil Division	6, GRAHAM
Census Block Group	1
Census Block	1009
Census Tract	20901

Owner

643 Ben Ct is owned and occupied by an individual who bought it in June 2021.

Source: Alamance County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	643 BEN CT, GRAHAM, NC 27253-2936
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Book / Page	4187 / 530
Prior Transfer Date	Oct 6, 2016
Prior Transfer Doc	0035900703
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALAMANCE NC
Recording Date	Jun 29, 2021
Property Address	643 BEN CT, GRAHAM, NC 27253-2936
Document Number	0041870530
Book / Page	4187 / 530
Map Reference	MB 73 PG 239
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2O23 NORTH NC HIGHWAY 119, 2O23, MEBANE, NC 27302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BEN CT, GRAHAM, NC 27253-2936

Mortgage

Document Number	0041870532
Date	Jun 29, 2021
Book Page	4187/532

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jul 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

The 2026 property tax bill for 643 Ben Ct was $1,094.

Source: Alamance County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alamance County
Municipality	Graham City
Unified School District	Alamance-Burlington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,094.00	$221,516 (-) Land $36,000 Building $185,516	$221,516 (-) Land $36,000 Building $185,516
2025	$1,094.00	$221,516 Land $36,000 Building $185,516	$221,516 Land $36,000 Building $185,516
2023	$956.00	$221,516 Land $36,000 Building $185,516	$221,516 Land $36,000 Building $185,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Ben Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Ben Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 18,354 people · EPA ID NC0201015
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20