643 Beard St, Tallahassee, FL 32303 Property Records

Leon County property record for 643 Beard St, Tallahassee, FL 32303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1939
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (May 2018)
Tax Bill	$3,363 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-30-54-C-003-0`

Property Details

APN / Parcel Number

Primary APN	`11-30-54-C-003-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,384 sqft Heated Area
Gross Area	1,784 sqft
1st Floor Area	1,112 sqft
2nd Floor Area	272 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	113054C0030
Street Address	643 BEARD ST
City	TALLAHASSEE
State	FL
Zip	32303-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND TERRACE LOTS 3 & 4 BLOCK C OR 1284/661 663
Legal Range	01E
Legal Township	01N
Legal Section	30
Legal Subdivision	HIGHLAND TERRACE
Legal Block	C
Legal Lot Number	3-4 4
Jurisdiction	LEON FL
Township / Civil Division	TALLAHASSEE CENTRAL
Census Block Group	1
Census Block	1012
Census Tract	200

Owner

643 Beard St is owned and occupied by an individual who bought it in May 2018.

Source: Leon County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	643 BEARD ST, TALLAHASSEE, FL 32303-6321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Deed Document Number	20180030643
Deed Book / Page	5196 / 0003
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEON FL
Recording Date	May 21, 2018
Property Address	643 BEARD ST, TALLAHASSEE, FL 32303-6321
Document Number	0051960003
Book / Page	005196 / 000003
Instrument Date	May 17, 2018
Instrument	30643
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,407.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BEARD ST TALLAHASSEE FL 323036321, TALLAHASSEE, FL 32303-6321

Mortgage

Document Number	51960004
Date	May 21, 2018
Book Page	005196/000004
Instrument	30644

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 643 Beard St was $3,363 with a homeowner's exemption.

Source: Leon County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Leon County
Municipality	Tallahassee City
Unified School District	Leon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,363.00 Homeowner's exemption	$269,454 Land $90,000 Building $179,454	$269,454 Land $90,000 Building $179,454
2023	$3,160.00 (+6.79%) Homeowner's exemption	$247,174 (+23.41%) Land $75,000 Building $172,174	$247,174 (+10.85%) Land $75,000 Building $172,174
2022	$2,959.00 Homeowner's exemption	$200,291	$222,982 Land $65,000 Building $157,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Beard St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	9 (1979–2018)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Kate, Nov 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Beard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALLAHASSEE serves 200,480 people · EPA ID FL1370655
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20