643 Baystone Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 643 Baystone Ct, Annapolis, MD 21409

Property Summary

Property TypeCondominium
Details3.5 ba · 2,490 sqft · built 2001
Lot Size0.051 acres (2,240 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Feb 2022)
Tax Bill$4,383 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-196-90211113

Property Details

APN / Parcel Number

Primary APN03-196-90211113
Alternative APNs
  • 3-196-90211113
  • 19690211113

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,490 sqft Living Area
1st Floor Area850 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,240 sqft (0.051 acres)
Garage TypeBuilt-in
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number19690211113
Street Address643 BAYSTONE CT
CityANNAPOLIS
StateMD
Zip21409-4621
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR15
Legal DescriptionU22 SC2 BLD4 PH 4 COLLEGE PARKWAY PL
Legal SubdivisionCOLLEGE PARKWAY PL
Legal Phase4
Legal Block2
Legal Lot Number22
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2007
Census Tract731004

Owner

643 Baystone Ct, a condominium, is owned and occupied by two individuals who bought it in February 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address643 BAYSTONE CT, ANNAPOLIS, MD 21409-4621
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Feb 17, 2022Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2022 · Amount on File
Deed SaleFeb 17, 2022 · Amount on File
Prior SaleSep 2, 2015 · Amount on File
Deed Book / Page38377 / 418
Prior Transfer DateDec 18, 2012
Prior Transfer Doc0257100057
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address643 BAYSTONE CT, ANNAPOLIS, MD 21409-4621
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378000271
DateOct 28, 2021
Book Page37800/271
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateFeb 17, 2022
Property Address643 BAYSTONE CT, ANNAPOLIS, MD 21409-4621
Document Number0383770418
Book / Page38377 / 418
Map ReferenceMB E97PG5-7&PLE-5055
Instrument DateFeb 3, 2022
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address643 BAYSTONE CT # 22, 22, ANNAPOLIS, MD 21409-4621

Mortgage

Document Number0038377424
DateFeb 17, 2022
Instrument38377/424
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 643 Baystone Ct was $4,383 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,100 (+7.36%)$483,100 (-) Land $170,000 Building $313,100
2025$4,383.00 (+2.03%) Homeowner's exemption$421,100$483,100 Land $170,000 Building $313,100
2024$4,296.00 (+0.87%)
2023$4,259.00$390,100 Land $150,000 Building $240,100$390,100 Land $150,000 Building $240,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Baystone Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1978–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Baystone Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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