643 Bay Green Dr, Arnold, MD 21012 Property Records

Anne Arundel County property record for 643 Bay Green Dr, Arnold, MD 21012

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,522 sqft · built 1972
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Jun 2019)
Tax Bill	$5,649 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-078-31818208`

Property Details

APN / Parcel Number

Primary APN	`03-078-31818208`
Alternative APNs	`3-078-31818208` `07831818208`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,522 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	1,226 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	168 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07831818208
Street Address	643 BAY GREEN DR
City	ARNOLD
State	MD
Zip	21012-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 10 BK F SC 2 PL 1 BAY HILLS
Legal Subdivision	BAY HILLS
Legal Block	F
Legal Lot Number	10
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2001
Census Tract	731106

Owner

643 Bay Green Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 BAY GREEN DR, ARNOLD, MD 21012-2073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jul 27, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Jul 27, 2017 · Amount on File
Deed Book / Page	33265 / 298
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	0276560184
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	643 BAY GREEN DR, ARNOLD, MD 21012-2073
Document Number	0349600047
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	CAMPUS TITLE COMPANY LLC, CAMPUS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 BAY GREEN DR ARNOLD MD 210122073, ARNOLD, MD 21012-2073

Mortgage

Document Number	0349600047
Date	Jul 28, 2020
Book Page	034960/000047

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	643 BAY GREEN DR, ARNOLD, MD 21012-2073
Document Number	0332650305
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 BAY GREEN DR ARNOLD MD 210122073, ARNOLD, MD 21012-2073

Mortgage

Document Number	0332650305
Date	Jun 21, 2019
Book Page	033265/000305

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 27, 2017
Property Address	643 BAY GREEN DR, ARNOLD, MD 21012-2073
Document Number	0311940442
Book / Page	031194 / 000442
Instrument Date	Jul 7, 2017
Transaction Type	Transfer
Record Updated	Aug 24, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 BAY GREEN DR ARNOLD MD 210122073, ARNOLD, MD 21012-2073

Mortgage

Document Number	311940449
Date	Jul 27, 2017
Book Page	031194/000449

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 643 Bay Green Dr was $5,649 with a homeowner's exemption, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$554,900 (+6.16%)	$587,100 (-) Land $264,000 Building $323,100
2025	$5,649.00 (+2.17%) Homeowner's exemption	$522,700	$587,100 Land $264,000 Building $323,100
2024	$5,529.00 (+12.68%)
2023	$4,907.00 Homeowner's exemption	$473,967	$490,500 Land $264,000 Building $226,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Bay Green Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Bay Green Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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