643 Azuba Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 643 Azuba Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$118,600 (Nov 2021)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-190-280`

Property Details

APN / Parcel Number

Primary APN	`07-19-190-280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	49 ft deep x 66 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	643 AZUBA AVE
City	KALAMAZOO
State	MI
Zip	49048-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	GILBERTA VIEW S 66 FT OF W 147 FT LOT 19
Legal Subdivision	GILBERTA VIEW
Legal Lot Number	19
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	3
Census Block	3014
Census Tract	2201

Owner

Source: Kalamazoo County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2021	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit POST COMMUNITY CU
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	202145760
Prior Transfer Date	Apr 2, 2015
Prior Transfer Doc	2015009400
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Recording Date	Aug 6, 2026
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Document Number	0000023589
Instrument Date	May 13, 2026
Instrument	202623589
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423

Mortgage

Document Number	0000023589,
Date	Aug 6, 2026
Instrument	202623589

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Dec 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423

Mortgage

Document Number	2023030163
Date	Dec 21, 2023
Instrument	2023-030163

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 17, 2021
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Document Number	2021045760
Map Reference	LB 11 PG 22
Instrument Date	Nov 8, 2021
Instrument	2021-045760
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 AZUBA AVE, 643, KALAMAZOO, MI 49048-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7710 TIMBERCREEK CT, PORTAGE, MI 49024-7010

Mortgage

Document Number	2021045761
Date	Nov 17, 2021
Instrument	2021-045761

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 ARUBA AVE, KALAMAZOO, MI 49048-3423

Mortgage

Document Number	2021038827
Date	Sep 29, 2021
Instrument	2021-038827

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017003609
Date	Feb 7, 2017
Instrument	2017-003609

Lender

Name	POST COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 6, 2027

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 23, 2020
Property Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423
Document Number	2020023512
Map Reference	LI 11 PG 22
Instrument Date	Jun 30, 2020
Instrument	2020-023512
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 107, OSHTEMO, MI 49077-0107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 AZUBA AVE, KALAMAZOO, MI 49048-3423

Mortgage

Document Number	2020023513
Date	Jul 23, 2020
Instrument	2020-023513

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Feb 1, 2025

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+24.86%)	$88,400 (+24.86%)
2025	$1,560.00 (-5.45%) Homeowner's exemption
2023		$35,400	$70,800
2021	$1,650.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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