643 Arrow Trl, Bozeman, MT 59718 Property Records

Gallatin County property record for 643 Arrow Trl, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,831 sqft · built 2016
Lot Size	0.301 acres (13,112 sqft)
Owner	2 Individual Names on File
Last Sale	$731,500 (Oct 2023)
Tax Bill	$4,554 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RGG68330`

Property Details

APN / Parcel Number

Primary APN	`00RGG68330`
Alternative APNs	`06-0798-07-3-10-01-0000` `R824636`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,831 sqft Living Area
1st Floor Area	2,330 sqft
Attic	Attic
Attic Area	501 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,112 sqft (0.301 acres)
Garage Area	911 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	353 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00RGG68330
Street Address	643 ARROW TRL
City	BOZEMAN
State	MT
Zip	59718-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLE CREEK PARKLANDS PH 2 EAST & NORTH, S07, T02 S, R05 E, LOT 158, ACRES 0.301, PLAT J-575
Legal Range	05E
Legal Township	02S
Legal Section	07
Legal Subdivision	MIDDLE CREEK PARKLANDS PH 2 EAST & NORTH
Legal Lot Number	158
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2037
Census Tract	502

Owner

643 Arrow Trl is owned and occupied by two individuals who bought it in October 2023.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	643 ARROW TRL, BOZEMAN, MT 59718-8783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	20232814014
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 26, 2023
Property Address	643 ARROW TRL, BOZEMAN, MT 59718-8783
Document Number	0002814014
Map Reference	PL J-575
Instrument Date	Oct 23, 2023
Instrument	2814014
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	835 LOCUST AVE # 411411, 411411, LONG BEACH, CA 90813-4313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 ARROW TRL, BOZEMAN, MT 59718-8783

Mortgage

Document Number	0002814015
Date	Oct 26, 2023
Instrument	2814015

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	643 ARROW TRL, BOZEMAN, MT 59718-8783
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2722208
Date	Feb 26, 2021
Instrument	2722208

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 643 Arrow Trl was $4,554.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Secondary School District	Bozeman High School District (09 - 12)
Elementary School District	Monforton Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,554.00	$1,146,700	$1,146,700 Land $304,041 Building $842,659
2023	$6,531.00	$1,131,900	$1,131,900 Land $301,000 Building $830,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 Arrow Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 Arrow Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative.

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