Clay County property record for 643 Appletree Ln, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (May 2019) |
| Tax Bill | $4,004 (2026) |
| Deeds & Mortgages | May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.532.0330 |
| Primary APN | 58.532.0330 |
|---|
| Lot Area | 11,968 sqft (0.27 acres) |
|---|
| Street Address | 643 APPLETREE LN |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MORNINGSIDE 2ND ADD SUBDIVISIONCD 58532 N 55' OF LOT 12 3 & SE 20' OF LOT 12 5 MORNINGSIDE ADD. |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 30400 |
643 Appletree Ln is owned by an individual who bought it in May 2019.
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 918 SOUTHWOOD DR S, FARGO, ND 58103-6022 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on File |
| Deed Sale | May 20, 2019 · Amount on File |
| Prior Sale | Mar 17, 2016 · Amount on File |
| Deed Document Number | 2019789508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | May 20, 2019 |
| Property Address | 643 APPLETREE LN, MOORHEAD, MN 56560-3218 |
| Document Number | 0000789508 |
| Instrument Date | May 17, 2019 |
| Instrument | 789508 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | TITLE CO OF FARGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 918 SOUTHWOOD DR S, FARGO, ND 58103-6022 |
| Document Number | 0000789509 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 789509 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 643 Appletree Ln was $4,004.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,004.00 | $248,400 (+3.98%) Land $43,900 Building $204,500 | $248,400 (+3.98%) Land $43,900 Building $204,500 |
| 2025 | $238,900 Land $42,900 Building $196,000 | $238,900 Land $42,900 Building $196,000 | |
| 2023 | $3,272.00 | $216,300 Land $42,900 Building $173,400 | $216,300 Land $42,900 Building $173,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Appletree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 Appletree Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Otter Tail Telecom, Verizon.
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