643 Andrews Rd, Aberdeen, MD 21001 Property Records

Harford County property record for 643 Andrews Rd, Aberdeen, MD 21001 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1959
Square Footage	1,036 sqft Total Area
Lot Size	7,625 sqft (0.175 acres)
Occupancy	Owner Occupied
Last Sale	$105,000 (2011)
Tax Bill	$1,728.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-036134`
Alternative APNs	`2036134` `036134`

Interior

Full Baths	2 Baths
Building Area	1,036 sqft Total Area
Basement Area	400 sqft Basement
Finished Basement	400 sqft Finished
Stories	1 Story
Utility Area	132 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,625 sqft (0.175 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Porch	Porch
Porch Area	176 sqft Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	036134
Street Address	643 ANDREWS RD
City	ABERDEEN
State	MD
Zip	21001-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 77X125 643 ANDREWS ROAD ABERDEEN HILLS S2 P 5/33
Legal Subdivision	ABERDEEN HILLS 05 29
Legal Lot Number	134
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	2
Census Block	2014
Census Tract	302801

Owner

Source: Harford County records · APN 02-036134

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	643 ANDREWS RD, ABERDEEN, MD 21001-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2011 · Amount on Record
Deed Sale	Aug 31, 2011 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Deed Book / Page	9304 / 172
Prior Transfer Date	May 25, 2006
Prior Transfer Doc	0068060498
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	643 ANDREWS RD, ABERDEEN, MD 21001-1705
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 ANDREWS RD, ABERDEEN, MD 21001-1705

Mortgage

Document Number	0161530159
Date	Jan 22, 2024
Book Page	16153/159

Lender

Name	COGENT BANK
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Unknown
Amount	Amount Recorded
Term	240 Months
Due	Jan 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,400 (+5.98%) Land $63,000 Building $144,400	$207,400 (-) Land $63,000 Building $144,400
2025	$1,728.00 (+7.93%) Homeowner's exemption	$195,700 (+13.58%)	$207,400 (+20.37%) Land $63,000 Building $144,400
2023		$172,300 Land $63,000 Building $109,300	$172,300 Land $63,000 Building $109,300
2022	$1,601.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.