643 Andalusia Loop, Davenport, FL 33837 Property Records

Polk County property record for 643 Andalusia Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2015
Lot Size	0.148 acres (6,460 sqft)
Owner	Company Name on Record
Last Sale	$2,492 (Apr 2022)
Tax Bill	$6,104 (2025)
Deeds & Mortgages	Oct 2022 Transfer Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-27-04-725006-000890`

Property Details

APN / Parcel Number

Primary APN	`27-27-04-725006-000890`
Alternative APNs	`042727725006000890` `42727000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,460 sqft (0.148 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	268 sqft

Location & Zoning

Street Address	643 ANDALUSIA LOOP
City	DAVENPORT
State	FL
Zip	33837-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARBELLA AT DAVENPORT PB 142 PG 29-30 LOT 89
Legal Range	27E
Legal Township	27S
Legal Section	04
Legal Subdivision	MARBELLA AT DAVENPORT
Legal Tract	725006
Legal Block	2
Legal Lot Number	89
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2037
Census Tract	12514

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Intrafamily Transfer, Transfer OS NATIONAL LLC
Apr 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 14, 2019	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Oct 14, 2019 · Amount on Record
Deed Document Number	2022107382
Deed Book / Page	12217 / 1515
Prior Transfer Date	Mar 24, 2008
Prior Transfer Doc	0000072565
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Oct 25, 2022
Property Address	643 ANDALUSIA LOOP, DAVENPORT, FL 33837-1435
Document Number	0000280285
Book / Page	12460 / 1000
Map Reference	MB 142 PG 29&30
Instrument Date	Oct 20, 2022
Instrument	2022280285
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 20, 2022
Property Address	643 ANDALUSIA LOOP, DAVENPORT, FL 33837-1435
Document Number	0000107382
Book / Page	12217 / 1515
Map Reference	MB 142 PG 29&30
Instrument Date	Apr 19, 2022
Instrument	2022107382
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 LAKE DAVENPORT CIR, DAVENPORT, FL 33837-7529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 14, 2019
Property Address	643 ANDALUSIA LOOP, DAVENPORT, FL 33837-1435
Document Number	0110051844
Book / Page	011005 / 001844
Instrument Date	Oct 11, 2019
Instrument	217659
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE SVCS LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 LAKE DAVENPORT CIR DAVENPORT FL 338377529, DAVENPORT, FL 33837-7529

Mortgage

Document Number	110051846
Date	Oct 14, 2019
Book Page	011005/001846
Instrument	217660

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,827 (-16.34%) Land $64,000 Building $199,827	$263,827 (-16.34%) Land $64,000 Building $199,827
2025	$6,104.00 (+1.23%)	$315,344 (+3.25%) Land $64,000 Building $251,344	$315,344 (+3.25%) Land $64,000 Building $251,344
2023	$6,030.00 (+26.31%)	$305,426 (+13.06%) Land $62,000 Building $243,426	$305,426 (+13.06%) Land $62,000 Building $243,426
2022	$4,774.00	$270,136 Land $52,000 Building $218,136	$270,136 Land $52,000 Building $218,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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