643 Affirmed Dr, Whitsett, NC 27377 Property Records

Guilford County property record for 643 Affirmed Dr, Whitsett, NC 27377

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,231 sqft · built 2019
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$226,500 (Dec 2019)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8824693142-000`

Property Details

APN / Parcel Number

Primary APN	`8824693142-000`
Alternative APN	`0229783`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,231 sqft Heated Area

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	643 AFFIRMED DR
City	WHITSETT
State	NC
Zip	27377-8705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	BRIGHTWOOD FARMS LO90 PH2A SE1
Legal Subdivision	BRIGHTWEOD FARM PH 2A SEC 1 PA
Jurisdiction	GUILFORD NC
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4003
Census Tract	15202

Owner

Source: Guilford County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	643 AFFIRMED DR, WHITSETT, NC 27377-8705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 31, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 31, 2019 · Amount on Record
Deed Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	0000823390
Deed Book / Page	8233 / 90
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	643 AFFIRMED DR, WHITSETT, NC 27377-8705
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086932691
Date	Jan 12, 2023
Book Page	8693/2691
Instrument	2023001470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Dec 31, 2019
Property Address	643 AFFIRMED DR, WHITSETT, NC 27377-8705
Document Number	0082330090
Book / Page	8233 / 0090
Map Reference	MB 200 PG 122&123
Instrument Date	Dec 31, 2019
Instrument	2019071647
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$453.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 AFFIRMED DR, WHITSETT, NC 27377-8705

Mortgage

Document Number	2019071648
Date	Dec 31, 2019
Instrument	2019071648

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00	$253,100 (-) Land $60,000 Building $193,100
2023	$2,083.00	$253,100 Land $60,000 Building $193,100	$253,100 (-) Land $60,000 Building $193,100
2022			$253,100 Land $60,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Affirmed Dr

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