643 6th St N, Hudson, WI 54016 Property Records

St. Croix County property record for 643 6th St N, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Lot Size	0.868 acres (37,817 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,747 (2026)
Deeds & Mortgages	Oct 2021 Transfer Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-1017-70-000`

Property Details

APN / Parcel Number

Primary APN	`161-1017-70-000`
Alternative APN	`13.29.20.356`

Exterior

Lot Area	37,817 sqft (0.868 acres)

Location & Zoning

Street Address	643 6TH ST N
City	HUDSON
State	WI
Zip	54016-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 111 OF 1ST AMENDMENT OF ASSESSORS PLAT VIL NH
Legal Range	20W
Legal Township	29N
Legal Section	13
Legal Subdivision	MATTESONS ADD
Legal Lot Number	111
Jurisdiction	ST CROIX WI
Township / Civil Division	NORTH HUDSON
Census Block Group	2
Census Block	2000
Census Tract	120300

Owner

643 6th St N is owner-occupied and held in a trust since October 2021.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	643 6TH ST N, HUDSON, WI 54016-1020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
Sep 22, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 12, 2021
Transfer Doc	0001142020
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CROIX WI
Recording Date	Oct 26, 2021
Property Address	643 6TH ST N, HUDSON, WI 54016-1020
Document Number	0001142020
Instrument Date	Oct 12, 2021
Instrument	1142020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	643 6TH ST N, HUDSON, WI 54016-1020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001092150
Date	Nov 11, 2019
Instrument	1092150

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	643 6TH ST N, HUDSON, WI 54016-1020
Document Number	0001113236
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 6TH ST N HUDSON WI 540161020, HUDSON, WI 54016-1020

Mortgage

Document Number	0001113236
Date	Oct 2, 2020
Instrument	1113236

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 643 6th St N was $3,747 with a homeowner's exemption.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	North Hudson Village
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,747.00 Homeowner's exemption
2025	$3,747.00 Homeowner's exemption	$278,900 Land $70,500 Building $208,400	$278,900 Land $70,500 Building $208,400
2023	$3,331.00 Homeowner's exemption	$278,900 Land $70,500 Building $208,400	$278,900 Land $70,500 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 6th St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 6th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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