643 58th St, Oakland, CA 94609 Property Records

Alameda County property record for 643 58th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,488 sqft · built 1908
Lot Size	0.109 acres (4,760 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Sep 1999)
Tax Bill	$7,373 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-1278-3`

Property Details

APN / Parcel Number

Primary APN	`15-1278-3`
Alternative APN	`015-1278-003-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,760 sqft (0.109 acres)

Location & Zoning

Street Address	643 58TH ST
City	OAKLAND
State	CA
Zip	94609-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: AR: 0015 PAGE: 1278
Legal Subdivision	SKAGGS
Legal Lot Number	4
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1005
Census Tract	400600

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 58TH ST, OAKLAND, CA 94609-1411
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit PATELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	1999371090
Last Transfer Date	Apr 21, 2016
Transfer Doc	0000108777
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	643 58TH ST, OAKLAND, CA 94609-1411
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 58TH ST, OAKLAND, CA 94609-1411

Mortgage

Document Number	0000201228
Date	Jun 1, 2021
Instrument	2021201228

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	643 58TH ST, OAKLAND, CA 94609-1411
Document Number	0000262434
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	643 58TH ST OAKLAND CA 946091411, OAKLAND, CA 94609-1411

Mortgage

Document Number	0000262434
Date	Nov 29, 2017
Instrument	262434

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,933 (+0.37%) Land $131,680 Building $307,253
2025	$7,373.00 (-0.18%) Homeowner's exemption	$430,328 (+4.04%) Land $129,098 Building $301,230
2023	$7,386.00 Homeowner's exemption	$413,621 Land $124,086 Building $289,535	$1,199,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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