Alameda County property record for 643 54th St, Oakland, CA 94609
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,195 sqft · built 1910 |
| Lot Size | 0.122 acres (5,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Aug 1998) |
| Tax Bill | $5,708 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1214-32 |
| Primary APN | 14-1214-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,195 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,320 sqft (0.122 acres) |
| Street Address | 643 54TH ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00032 BLK: AR: 0014 PAGE: 1214 |
| Legal Subdivision | BOWLES & FITZGERALD |
| Legal Block | A |
| Legal Lot Number | 32 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 400600 |
643 54th St is owned and occupied by an individual who bought it in August 1998.
Source: Alameda County records, as of August 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 54TH ST, OAKLAND, CA 94609-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 1998 · Amount on File |
| Deed Sale | Aug 28, 1998 · Amount on File |
| Prior Sale | Oct 7, 1997 · Amount on File |
| Deed Document Number | 1998299510 |
| Prior Transfer Date | Sep 30, 1997 |
| Prior Transfer Doc | 0000261764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 643 54TH ST, OAKLAND, CA 94609-1623 |
| Document Number | 0000074789 |
| Instrument Date | Mar 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 643 54TH ST OAKLAND CA 946091623, OAKLAND, CA 94609-1623 |
| Document Number | 0000074789 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 74789 |
| Name | COMMERCE HM MTG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 30, 2047 |
The 2025 property tax bill for 643 54th St was $5,708 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,847 (-0.39%) Land $89,702 Building $209,145 | ||
| 2025 | $5,708.00 Homeowner's exemption | $292,987 Land $87,943 Building $205,044 | |
| 2023 | $5,651.00 (+3.65%) Homeowner's exemption | $281,613 (+2%) Land $84,529 Building $197,084 | $906,390 |
| 2022 | $5,452.00 Homeowner's exemption | $276,092 Land $82,872 Building $193,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 54th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 643 54th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Google Fiber, Sail Internet.
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