Clay County property record for 643 42nd Ave S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,547 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,700 (Oct 2009) |
| Tax Bill | $6,644 (2026) |
| Deeds & Mortgages | Feb 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.377.0380 |
| Primary APN | 58.377.0380 |
|---|
| Lot Area | 11,547 sqft (0.27 acres) |
|---|
| Street Address | 643 42ND AVE S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME KINGSFORD 1ST ADD SUBDIVISIONCD 58377 LOT 18 3 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 29 |
| Legal Subdivision | KINGSFORD 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20500 |
643 42nd Ave S is owned and occupied by two individuals who acquired it in January 2018.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 42ND AVE S, MOORHEAD, MN 56560-6722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2009 · Amount on File |
| Deed Sale | Oct 28, 2009 · Amount on File |
| Deed Document Number | 2009675901 |
| Last Transfer Date | Jan 26, 2018 |
| Transfer Doc | 0000777029 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Feb 6, 2018 |
| Property Address | 643 42ND AVE S, MOORHEAD, MN 56560-6722 |
| Document Number | 0000777029 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 777029 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 643 42ND AVE S MOORHEAD MN 565606722, MOORHEAD, MN 56560-6722 |
The 2026 property tax bill for 643 42nd Ave S was $6,644 with a homeowner's exemption.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,644.00 Homeowner's exemption | $421,400 (+2.53%) Land $48,800 Building $372,600 | $421,400 (+2.53%) Land $48,800 Building $372,600 |
| 2025 | $411,000 Land $54,700 Building $356,300 | $411,000 Land $54,700 Building $356,300 | |
| 2023 | $5,756.00 Homeowner's exemption | $390,200 Land $54,700 Building $335,500 | $390,200 Land $54,700 Building $335,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 42nd Ave S in Zone X, an area of moderate flood risk, though there have been 76 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 76 (1978–2013) |
| Claims Outside the SFHA | 52 of 76 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 643 42nd Ave S has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: CenturyLink, Otter Tail Telecom, Verizon.
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