Linn County property record for 643 38th Ave SE, Albany, OR 97322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1971 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,440 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11S03W18DC00182 |
| Primary APN | 11S03W18DC00182 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 506 sqft |
| Patio Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 344834 |
|---|---|
| Street Address | 643 38TH AVE SE |
| City | ALBANY |
| State | OR |
| Zip | 97322-3837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6.5 |
| Legal Description | 11S03W18DC |
| Legal Range | 03W |
| Legal Township | 11S |
| Legal Section | 18 |
| Legal Subdivision | JEFFERY FOURTH ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | LINN OR |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20700 |
643 38th Ave SE is owned and occupied by an individual.
Source: Linn County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 38TH AVE SE, ALBANY, OR 97322-3837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN OR |
| Property Address | 643 38TH AVE SE, ALBANY, OR 97322-3837 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000014421 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017-14421 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2032 |
The 2025 property tax bill for 643 38th Ave SE was $3,440.
Source: Linn County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Oregon |
| Municipality | Albany City |
| County | Linn County |
| Unified School District | Greater Albany School District 8J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,440.00 | $172,880 | $366,120 Land $150,000 Building $216,120 |
| 2023 | $3,245.00 (+1.6%) | $162,970 (+3%) | $335,360 (+2.14%) Land $142,000 Building $193,360 |
| 2022 | $3,194.00 | $158,230 | $328,340 Land $131,300 Building $197,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 38th Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 38th Ave SE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBANY serves 57,997 people · EPA ID OR4100012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ziply Fiber.
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