643 34th St, Des Moines, IA 50312 Property Records

Polk County property record for 643 34th St, Des Moines, IA 50312

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,401 sqft · built 1906
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Jul 2014)
Tax Bill	$5,710 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090/05202-000-000`

Property Details

APN / Parcel Number

Primary APN	`090/05202-000-000`
Alternative APN	`782406406012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,401 sqft Living Area
Gross Area	3,797 sqft
1st Floor Area	956 sqft
Upper Floors Area	952 sqft
Attic	Attic
Attic Area	493 sqft
Basement Area	1,396 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	82.8 ft deep x 50.8 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam

Location & Zoning

Street Address	643 34TH ST
City	DES MOINES
State	IA
Zip	50312-3800
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	W 82.78 F LOT 119 MIDDLESEX PLAT NO 2
Legal Subdivision	MIDDLESEX PLAT 2
Legal Lot Number	119
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1012
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middlesex Plat Historic District listed 2000 · 241 contributing resources · NRIS 00000932

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 34TH ST, DES MOINES, IA 50312-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Apr 24, 2020	Deed of Trust, Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	Jul 19, 2007 · Amount on Record
Deed Document Number	20142015-00022428
Deed Book / Page	15265 / 210
Prior Transfer Date	Dec 5, 2008
Prior Transfer Doc	2010000168
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	643 34TH ST, DES MOINES, IA 50312-3800
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 34TH ST, DES MOINES, IA 50312-3800

Mortgage

Document Number	0000014512
Date	Mar 18, 2026
Book Page	20451/836
Instrument	2026-00014512

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	643 34TH ST, DES MOINES, IA 50312-3800
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 34TH ST, DES MOINES, IA 50312-3800

Mortgage

Document Number	0000063253
Date	Aug 4, 2022
Book Page	19218/728
Instrument	2022-00063253

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	643 34TH ST, DES MOINES, IA 50312-3800
Document Number	0000095673
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 34TH ST #1 DES MOINES IA 503123801, 1, DES MOINES, IA 50312-3801

Mortgage

Document Number	0000095673
Date	May 12, 2020
Book Page	017826/000874
Instrument	95673

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	643 34TH ST, DES MOINES, IA 50312-3800
Document Number	0000092331
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	643 34TH ST DES MOINES IA 503123800, DES MOINES, IA 50312-3800

Mortgage

Document Number	0000092331
Date	May 1, 2020
Book Page	017809/000332
Instrument	92331

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	WEST DES MOINES, IA 50266

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 30, 2040

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,000 (+4.72%) Land $27,100 Building $276,900	$304,000 (+4.72%) Land $27,100 Building $276,900
2024	$5,710.00 (+2.53%)
2023		$290,300 Land $25,900 Building $264,400	$290,300 Land $25,900 Building $264,400
2020	$5,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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