643 32 Rd, Clifton, CO 81520 Property Records

Mesa County property record for 643 32 Rd, Clifton, CO 81520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1908
Lot Size	0.047 acres (2,051 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Oct 2010)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-034-00-085`

Property Details

APN / Parcel Number

Primary APN	`2943-034-00-085`
Alternative APN	`R028175`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,051 sqft (0.047 acres)
Garage Type	Detached
Garage Area	588 sqft
Porch	Slab
Porch Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R028175
Street Address	643 32 RD
City	CLIFTON
State	CO
Zip	81520-7407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG S 0DEG003SEC W 396.0FT FR E4 COR SEC 3 1S 1E S 0DEG003SEC W 123.83FT S 89DEG5529SEC W 225.0FT N 0DEG003SEC E 123.88FT N 89DEG5529SEC E 225.0FT TO BEG
Legal Range	001
Legal Township	01S
Legal Section	03
Legal Subdivision	REPLAT OF WEDGEWOOD PARK SUBDIVISION
Legal Lot Number	85
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	1703

Owner

643 32 Rd is owned and occupied by an individual who bought it in October 2010.

Source: Mesa County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	643 32 RD, CLIFTON, CO 81520-7407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 15, 2021	Special Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2010 · Amount on File
Deed Sale	Oct 14, 2010 · Amount on File
Prior Sale	Dec 6, 2007 · Amount on File
Deed Document Number	20102549620
Deed Book / Page	5071 / 675
Prior Transfer Date	Jan 20, 1999
Prior Transfer Doc	0001885530
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	643 32 RD, CLIFTON, CO 81520-7407
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 32 RD, CLIFTON, CO 81520-7407

Mortgage

Document Number	0003072623
Date	Aug 28, 2023
Instrument	3072623

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Apr 1, 2051

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 15, 2021
Property Address	643 32 RD, CLIFTON, CO 81520-7407
Document Number	0002971172
Instrument Date	Mar 12, 2021
Instrument	2971172
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 32 RD, CLIFTON, CO 81520-7407

Mortgage

Document Number	0002971173
Date	Mar 15, 2021
Instrument	2971173

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Mortgage

Document Number	0002971174
Date	Mar 15, 2021
Instrument	2971174

Lender

Name	COLORADO HOUSING ASSISTANCE CORP
Type	Non-Lending Institution
Address	DENVER, CO 80204

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 643 32 Rd was $1,880, up 29.7% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,880.00 (+29.66%)	$24,090 (+28.48%) Land $6,250 Building $17,840	$385,480 Land $100,000 Building $285,480
2024	$1,450.00 (+0.97%)	$18,750 (-) Land $5,600 Building $13,150
2023	$1,436.00 (-2.84%)	$18,750 (-1.11%) Land $5,600 Building $13,150	$279,800 Land $83,570 Building $196,230
2022	$1,478.00	$18,960 Land $4,520 Building $14,440
2021			$272,840 Land $65,000 Building $207,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 643 32 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 32 Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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