643 2nd St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 643 2nd St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,316 sqft · built 1949
Lot Size	0.119 acres (5,200 sqft)
Owner	Company Name on Record
Tax Bill	$737 (2025)
Deeds & Mortgages	Nov 2023 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-524-008-000`

Property Details

APN / Parcel Number

Primary APN	`006-524-008-000`
Alternative APN	`006-524-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,200 sqft (0.119 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	006-524-008
Street Address	643 2ND ST
City	PACIFIC GROVE
State	CA
Zip	93950-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 5 POR OF LOT 2 BLK 152 AS DESC IN VOL 1957 PG 596
Legal Subdivision	PACIFIC GROVE ADD 5
Legal Block	152
Legal Lot Number	2
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1063
Census Tract	12200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Intrafamily Transfer, Transfer
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2023
Transfer Doc	0000040179
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 15, 2023
Property Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602
Document Number	0000040179
Map Reference	VOL 1 PG 65 1/2
Instrument Date	Nov 8, 2023
Instrument	2023040179
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602

Mortgage

Document Number	0000046346
Date	Sep 8, 2020
Instrument	2020046346

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	643 2ND ST, PACIFIC GROVE, CA 93950-4602
Document Number	0000005964
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	643 2ND ST PACIFIC GROVE CA 939504602, PACIFIC GROVE, CA 93950-4602

Mortgage

Document Number	0000005964
Date	Feb 13, 2018
Instrument	5964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$71,913 (+2%) Land $21,436 Building $50,477
2025	$737.00 (-2.9%) Homeowner's exemption	$70,504 (+4.04%) Land $21,016 Building $49,488
2023	$759.00 (+2.15%) Homeowner's exemption	$67,767 Land $20,200 Building $47,567
2022	$743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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