643 2nd St, Columbus Junction, IA 52738 Property Records

Louisa County property record for 643 2nd St, Columbus Junction, IA 52738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Aug 2022)
Tax Bill	$844 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-115-007`

Property Details

APN / Parcel Number

Primary APN	`03-30-115-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	928 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Roof Type	Gable
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	643 2ND ST
City	COLUMBUS JUNCTION
State	IA
Zip	52738-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOR 1ST ADD L20 & S10' L19 BLK6
Legal Subdivision	WOR 1ST ADD
Legal Block	6
Jurisdiction	LOUISA IA
Township / Civil Division	COLUMBUS CITY
Census Block Group	5
Census Block	5004
Census Tract	450200

Owner

643 2nd St is owned by two individuals who bought it in August 2022.

Source: Louisa County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	911 COLTON ST, COLUMBUS JUNCTION, IA 52738-1216
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Deed Document Number	20221451
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Aug 30, 2022
Property Address	643 2ND ST, COLUMBUS JUNCTION, IA 52738-1201
Document Number	0020221451
Map Reference	MB 266 PG 118
Instrument Date	Aug 30, 2022
Instrument	2022-1451
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	643 2ND ST, COLUMBUS JUNCTION, IA 52738-1201

Mortgage

Document Number	0020221452
Date	Aug 30, 2022
Instrument	2022-1452

Lender

Name	WASHINGTON STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 643 2nd St was $844.

Source: Louisa County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Columbus Junction City
Unified School District	Columbus Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$844.00	$59,230 (-) Land $6,360 Building $52,870	$59,230 (-) Land $6,360 Building $52,870
2025	$844.00 (+5.76%)	$59,230 Land $6,360 Building $52,870	$59,230 Land $6,360 Building $52,870
2024	$798.00
2023		$51,240 (+22.55%) Land $6,360 Building $44,880	$51,240 Land $6,360 Building $44,880
2022	$592.00 Homeowner's exemption	$41,810 Land $6,360 Building $35,450
2021			$41,810 Land $6,360 Building $35,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 643 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 643 2nd St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS JUNCTION WATER SUPPLY serves 1,830 people · EPA ID IA5815064
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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