Monroe County property record for 6429 Old Red Bud Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 952 sqft · built 1953 |
| Lot Size | 18 acres (785,387 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,711 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-200-002-000 |
| Primary APN | 11-06-200-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 952 sqft Building Perimeter |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 480 sqft |
| Basement Area | 1,432 sqft |
| Unfinished Basement | 1,432 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 785,387 sqft (18 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Slab |
| Porch Area | 42 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6429 OLD RED BUD RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | LOT 11B |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 06 |
| Legal Lot Number | 11B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 600501 |
6429 Old Red Bud Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6429 OLD RED BUD RD, WATERLOO, IL 62298-2849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK |
| Jun 23, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6429 OLD RED BUD RD, WATERLOO, IL 62298-2849 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000430243 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 430243 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 6429 OLD RED BUD RD, WATERLOO, IL 62298-2849 |
| Document Number | 0000396837 |
| Instrument Date | Jun 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6429 OLD RED BUD RD WATERLOO IL 622982849, WATERLOO, IL 62298-2849 |
| Document Number | 0000396837 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 396837 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 9, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 6429 Old Red Bud Rd was $5,711, up 23.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,711.00 (+23.94%) Homeowner's exemption | $103,647 Land $12,907 Building $90,740 | $310,941 (+19.47%) Land $38,721 Building $272,220 |
| 2024 | $4,608.00 | $260,277 Land $40,230 Building $220,047 | |
| 2022 | Additional exemption filed | $71,798 Land $12,468 Building $59,330 | $215,394 Land $37,404 Building $177,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6429 Old Red Bud Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6429 Old Red Bud Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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