6428 W Line Rd, Gainesville, TX 76240 Property Records

Grayson County property record for 6428 W Line Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3,969 sqft · built 1997
Lot Size	4.83 acres (210,395 sqft)
Owner	Individual Name on Record
Last Sale	$425,493 (Aug 2021)
Tax Bill	$8,092 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214A6702010`

Property Details

APN / Parcel Number

Primary APN	`214A6702010`
Alternative APN	`128184`

Interior

Stories	1 Story
Building Area	3,969 sqft Living Area
Gross Area	4,593 sqft
1st Floor Area	3,969 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Lot Area	210,395 sqft (4.83 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	584 sqft
Utility Building	264 sqft

Location & Zoning

Street Address	6428 W LINE RD
City	GAINESVILLE
State	TX
Zip	76240-7883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK ESTATES, LOT 10, ACRES 4.83
Legal Subdivision	OAK CREEK ESTATES
Legal Lot Number	10
Jurisdiction	GRAYSON TX
Township / Civil Division	SOUTHWEST GRAYSON
Census Block Group	3
Census Block	3039
Census Tract	1902

Owner

Source: Grayson County records, as of October 7, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS REPUBLIC BANK NA
Aug 23, 2021	Intrafamily Transfer, Transfer · Seller Carry-Back TIMOTHY MATKIN
Mar 21, 2019	Vendor's Lien, Transfer · ARM LANDMARK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Mar 21, 2019 · Amount on Record
Prior Transfer Date	Nov 1, 2011
Prior Transfer Doc	0000022724
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029446
Date	Aug 30, 2021
Instrument	2021-00029446

Lender

Name	TEXAS REPUBLIC BANK NA
Type	Bank
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYSON TX
Recording Date	Aug 23, 2021
Property Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883
Document Number	0000028546
Map Reference	VOL 8 PG 32
Instrument Date	Jun 7, 2021
Instrument	2021-00028546
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883

Mortgage

Document Number	0000028547
Date	Aug 23, 2021
Instrument	2021-00028547

Lender

Name	TIMOTHY MATKIN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Mar 21, 2019
Property Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883
Document Number	0000005964
Map Reference	VOL 8 PG 32
Instrument Date	Mar 20, 2019
Instrument	2019-00005964
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6428 W LINE RD, 6428, GAINESVILLE, TX 76240-7883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 W LINE RD, GAINESVILLE, TX 76240-7883

Mortgage

Document Number	0000005965
Date	Mar 21, 2019
Instrument	2019-00005965

Lender

Name	LANDMARK BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Apr 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Collinsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$663,480 (-6%)	$789,644 (+11.87%) Land $199,515 Building $590,129
2024	$8,092.00 (-18.84%)
2023		$705,860 Land $184,581 Building $521,279	$705,860 Land $184,581 Building $521,279
2022	$9,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 56% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
ElektraFi Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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