6428 Sprucepine Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6428 Sprucepine Ln, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2022
Square Footage	2,207 sqft Living Area
Lot Size	4,791 sqft (0.11 acres)
Occupancy	Owner Occupied
Last Sale	$413,100 (2022)
Tax Bill	$4,404.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-31-4723-0001-1790`
Alternative APN	`263114472300011790`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,207 sqft Living Area
Gross Area	2,780 sqft Gross Area
1st Floor	1,155 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Detached Garage
Garage Area	441 sqft Garage
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	6428 SPRUCEPINE LN
City	SAINT CLOUD
State	FL
Zip	34771-8948
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE GLEN PB 31 PGS 28-34 LOT 179
Legal Range	31E
Legal Township	26S
Legal Section	14
Legal Subdivision	PINE GLEN
Legal Lot Number	179
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43802

Owner

Source: Osceola County records · APN 14-26-31-4723-0001-1790

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6428 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Doc Number	2022169104
Deed Book / Page	6318 / 1969
Record Refreshed	Jun 08, 2026

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	6428 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948
Document Number	0063181969
Book / Page	6318 / 1969
Map Reference	MB 31 PG 29
Instrument Date	Nov 16, 2022
Instrument	2022169104
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,891.70
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 SPRUCEPINE LN, SAINT CLOUD, FL 34771-8948

Mortgage

Document Number	0063181973
Date	Nov 22, 2022
Instrument	6318/1973

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,618.00 (+4.86%) Homeowner's exemption	$322,779 (+5.99%)	$323,200 (-7.63%) Land $65,000 Building $258,200
2024	$4,404.00 (+2.11%)
2023	$4,313.00 (+517.91%) Homeowner's exemption	$304,547 (+509.09%)	$349,900 (+599.8%) Land $70,000 Building $279,900
2022	$698.00	$50,000 Land $50,000	$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	About 1 in 262 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.