6428 S Trophy Ct, Gilbert, AZ 85298 Property Records

Maricopa County property record for 6428 S Trophy Ct, Gilbert, AZ 85298

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,629 sqft · built 2004
Lot Size0.242 acres (10,547 sqft)
Owner2 Trust Names on Record
Last Sale$288,000 (Oct 2010)
Tax Bill$3,552 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN304-78-680

Property Details

APN / Parcel Number

Primary APN304-78-680
Alternative APN
  • 304786800

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,629 sqft Living Area
Gross Area3,864 sqft
1st Floor Area2,583 sqft
2nd Floor Area1,046 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,547 sqft (0.242 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces
Pool Area438 sqft
Patio Area235 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address6428 S TROPHY CT
CityGILBERT
StateAZ
Zip85298-4892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionSEVILLE PARCEL 10A MCR 555-13
Legal Range6E
Legal Township2S
Legal Section26
Legal SubdivisionSEVILLE PARCEL 10A
Legal Lot Number42
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1010
Census Tract816501

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address6428 S TROPHY CT, GILBERT, AZ 85298-4892
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
TRUWEST CU
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
DIRECT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2010 · Amount on Record
Deed SaleOct 18, 2010 · Amount on Record
Prior SaleJan 23, 2004 · Amount on Record
Deed Document Number2010907730
Last Transfer DateSep 14, 2020
Transfer Doc0000859169
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6428 S TROPHY CT, GILBERT, AZ 85298-4892
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6428 S TROPHY CT, GILBERT, AZ 85298-4892

Mortgage

Document Number0000813059
DateNov 1, 2022
Instrument20220813059
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address6428 S TROPHY CT, GILBERT, AZ 85298-4892
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6428 S TROPHY CT, GILBERT, AZ 85298-4892

Mortgage

Document Number0001000615
DateOct 19, 2020
Instrument20201000615
Lender
NameDIRECT MORTGAGE CORP
TypeMortgage Company
AddressMIDVALE, UT 84047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,460 (+54.89%)$674,600 (+3.66%) Land $134,900 Building $539,700
2025$3,552.00 (+4.29%)$43,554 (-37.92%)$650,800 (-7.24%) Land $130,100 Building $520,700
2024$70,160$701,600 Land $140,300 Building $561,300
2023$3,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.6% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: TREPIC Networks, Verizon.

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