6428 Main St, The Plains, VA 20198 Property Records

Fauquier County property record for 6428 Main St, The Plains, VA 20198

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,670 sqft · built 1909
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$955,000 (May 2017)
Tax Bill	$9,936 (2026)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6999-07-6374`

Property Details

APN / Parcel Number

Primary APN	`6999-07-6374`
Alternative APNs	`731738801` `121409` `34114`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,670 sqft Finished Area
1st Floor Area	1,632 sqft
Basement Area	3,036 sqft
Finished Basement	1,038 sqft
Unfinished Basement	1,998 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Area	795 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	310 sqft
Deck Area	142 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	121409
Street Address	6428 MAIN ST
City	THE PLAINS
State	VA
Zip	20198-2255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	NOT PROVIDED. PARCEL NUMBER 34114
Jurisdiction	FAUQUIER VA
Township / Civil Division	SCOTT
Census Block Group	1
Census Block	1017
Census Tract	930102

Owner

Source: Fauquier County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 310, THE PLAINS, VA 20198-0310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
May 1, 2017	Grant Deed, Transfer · Conventional Mortgage EVERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	Feb 12, 2010 · Amount on Record
Deed Document Number	20173580
Deed Book / Page	1544 / 680
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAUQUIER VA
Property Address	6428 MAIN ST, THE PLAINS, VA 20198-2255
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	LEGACY PK TITLE LLC, LEGACY PARK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016281721
Date	Apr 23, 2020
Book Page	1628/1721
Instrument	202000004088

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAUQUIER VA
Recording Date	May 1, 2017
Property Address	6428 MAIN ST, THE PLAINS, VA 20198-2255
Document Number	1544680
Book / Page	001544 / 000680
Instrument Date	Apr 24, 2017
Instrument	3580
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	RAPPAHANNOCK TITLE COMPANY, RAPPAHANNOCK TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 310 THE PLAINS VA 201980310, THE PLAINS, VA 20198-0310

Mortgage

Document Number	1544683
Date	May 1, 2017
Book Page	001544/000683
Instrument	3581

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Fauquier County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fauquier County
Unified School District	Fauquier County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,936.00	$1,110,200 (+41.14%) Land $265,000 Building $845,200	$1,110,200 (+41.14%) Land $265,000 Building $845,200
2023		$786,600 Land $220,000 Building $566,600	$786,600 Land $220,000 Building $566,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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