6428 Ln Ave, Raytown (Kansas City), MO 64133 Property Records

Jackson County property record for 6428 Ln Ave, Raytown, MO 64133

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,902 sqft · built 1953
Lot Size	0.419 acres (18,260 sqft)
Owner	2 Individual Names on File
Last Sale	$121,300 (Jan 2014)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-230-06-30`

Property Details

APN / Parcel Number

Primary APN	`45-230-06-30`
Alternative APNs	`45-230-06-30-00-0-00-000` `45230063000000001` `929509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,856 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,260 sqft (0.419 acres)
Lot Dimensions	206 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	560 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	929509
Street Address	6428 LANE AVE
City	RAYTOWN
State	MO
Zip	64133-4842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REESES ADD LOT 1
Legal Subdivision	REESES ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	BROOKING
Census Block Group	2
Census Block	2007
Census Tract	12600

Owner

6428 Ln Ave is owned and occupied by two individuals who bought it in January 2014.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6428 LANE AVE, RAYTOWN, MO 64133-4842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2014 · Amount on File
Deed Sale	Jan 7, 2014 · Amount on File
Prior Sale	May 1, 2008 · Amount on File
Deed Document Number	20141807
Prior Transfer Date	Dec 30, 2013
Prior Transfer Doc	00E0001807
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 12, 2026
Property Address	6428 LANE AVE, RAYTOWN, MO 64133-4842
Document Number	0000035019
Instrument Date	Mar 13, 2026
Instrument	202635019
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 LANE AVE, RAYTOWN, MO 64133-4842

Mortgage

Document Number	0000035019,
Date	May 12, 2026
Instrument	202635019

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	6428 LANE AVE, RAYTOWN, MO 64133-4842
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6428 LANE AVE, RAYTOWN, MO 64133-4842

Mortgage

Document Number	00E0083315
Date	Jul 29, 2021
Instrument	2021E0083315

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	6428 LANE AVE, RAYTOWN, MO 64133-4842
Document Number	0000E33682
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6428 LANE AVE RAYTOWN MO 641334842, RAYTOWN, MO 64133-4842

Mortgage

Document Number	0000E33682
Date	Apr 27, 2020
Instrument	33682E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6428 Ln Ave was $3,034, down 3.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Raytown City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,419 (-) Land $6,255 Building $27,164	$175,890 (-)
2025	$3,034.00 (-3.44%)	$33,419 Land $6,255 Building $27,164	$175,890
2024	$3,142.00 (+0.67%)
2023	$3,121.00	$34,837 Land $4,870 Building $29,967	$183,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6428 Ln Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6428 Ln Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 2 serves 16,440 people · EPA ID MO1024276
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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