6428 E Co Rd 5, Effie, MN 56639 Property Records

Koochiching County property record for 6428 E Co Rd 5, Effie, MN 56639

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,120 sqft · built 2006
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Aug 2019)
Tax Bill	$980 (2026)
Deeds & Mortgages	Aug 2019 Sale Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-022-32000`

Property Details

APN / Parcel Number

Primary APN	`29-022-32000`
Alternative APN	`9559`

Interior

Building Area	1,120 sqft Gross Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
View / Lot	Waterfront

Exterior Amenities

Deck Area	320 sqft
Shed	1 Shed
Shed Area	120 sqft
Sauna	Sauna

Location & Zoning

Account Number	9559
Street Address	6428 E COUNTY ROAD 5
City	EFFIE
State	MN
Zip	56639
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	NW-SW (AF WITHDRAWAL)
Legal Range	26
Legal Township	063
Legal Section	22
Jurisdiction	KOOCHICHING MN
Township / Civil Division	SOUTH KOOCHICHING
Census Block Group	3
Census Block	3307
Census Tract	790500

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1736 JULIET AVE, SAINT PAUL, MN 55105-2121
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed, Transfer
Aug 21, 2019	Warranty Deed, Transfer
Jul 10, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2019 · Amount on Record
Deed Sale	Aug 21, 2019 · Amount on Record
Deed Document Number	2019292883
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Aug 21, 2019
Property Address	6428 COUNTY ROAD 5 E, EFFIE, MN 56639
Document Number	A000292882
Instrument Date	Aug 20, 2019
Instrument	A000292882
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Aug 21, 2019
Property Address	6428 COUNTY ROAD 5 E, EFFIE, MN 56639
Document Number	A000292883
Instrument Date	Aug 19, 2019
Instrument	A000292883
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jul 10, 2019
Property Address	6428 COUNTY ROAD 5 E, EFFIE, MN 56639
Document Number	A000292597
Instrument Date	Jun 28, 2019
Instrument	A000292597
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4593 MOON LAKE CT, WHITE BEAR LK, MN 55127-7202

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Unified School District	South Koochiching School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$980.00
2025	$980.00 (+4.48%)	$124,800 (-) Land $80,200 Building $44,600	$124,800 (-) Land $80,200 Building $44,600
2024	$938.00	$124,800 Land $80,200 Building $44,600	$124,800 Land $80,200 Building $44,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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